Treasury Operations Manager

Tide; Greater London; On-site; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Competitive compensation

Generous annual leave

Parental leave

Sabbatical

Salary sacrifice benefits

Private health insurance

Life & accident cover

Mental wellbeing resources

Retirement planning

Volunteer and development days

Learning and development budget

Work from abroad up to 90 days

Home office setup contribution

Laptop provided

Snacks and meals

Job summary

Tide is seeking an experienced Treasury Operations Manager to safeguard liquidity, optimise cash flow, and oversee treasury activities across the group. You will work with banks, partners and internal teams to ensure regulatory compliance and efficient cash operations.

You will lead setup and maintenance of treasury policies, manage risk, and drive improvements with BI insights and treasury systems, in a hybrid London-based role.

Qualifications

• Minimum of 6 years of experience in Treasury Operations and Cash Management.
• Experience in financial services, payments, tech-enabled scale-ups preferred.
• Knowledge of cash-flow forecasting, funds flow and payment systems.
• Proven ability to manage BAU and complex projects with ownership.

Responsibilities

• Cash and liquidity management across the group; monitor wholesale credit limits.
• Collaborate on Treasury Management System requirements, design and testing.
• Manage KYC and banking relationships; ensure regulatory compliance.
• Oversee payments/transfers and collateral management; ensure accuracy and timeliness.
• Develop and maintain treasury policies and procedures; drive process improvements.

Skills

Treasury operations

Cash management

Liquidity management

Forecasting

Regulatory compliance

Stakeholder management

BI reporting tools

KYC

Payments systems

Tools

Looker

Power BI

Tableau

Job description

ABOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts:

• Tide is available for UK, Indian, German and French SMEs
• Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
• Over $300 million raised in funding
• Over 2,800 Tideans globally
• Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
• We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

ABOUT THE TEAM:

The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations.

Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.

ABOUT THE ROLE:

As a Treasury Operations Manager, you will play a crucial role in the team to maintain our financial health, ensure efficient treasury operations, and drive our growth. Your responsibilities will include:

• Cash & Liquidity management:
• Manage and monitor wholesale credit limits to ensure adequate liquidity for operations minimising counterparty risk.
• Carry out short term cash flow forecasting and actuals variance analysis across Group accounts
• Collaborate with counterparts on implementation of a Treasury Management System including documenting requirements, design and testing
• Evaluate capital requirements, manage FX and optimize returns for short term investments.
• Managing relationships with partner banks:
• Partner with internal and external stakeholders on the Know Your Customer (KYC) and account management processes.
• Ensure all banking relationships comply with regulatory requirements and internal policies.
• Payments/transfers execution and collateral management:
• Manage payment and transfer activities.
• Ensure accuracy, timeliness, and compliance with relevant policies.
• Manage collateral requirements, including monitoring collateral positions.
• Setup and maintain policies, processes, and procedures:
• Identify and implement improvements to ensure efficient processes for Treasury Operations.
• Update procedural documentation where required in line with changing regulations and business needs

WHAT WE ARE LOOKING FOR:

Tide is seeking an experienced and motivated Treasury Manager. The ideal candidate will have:

• Minimum of 6 years of experience with Treasury Operations and Cash Management
• Prior experience in financial services – preferably in payments, technology-driven & scale-up environments
• Knowledge of cash-flow forecasting, flow of funds and payment systems
• Proven ability to manage both BAU and complex projects/initiatives
• Self-starter, strong attention to detail and extreme ownership mentality
• Extremely comfortable working with ambiguity
• Experience mitigating operational risk
• Experience with Cash Management systems
• Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
• Experience working within a dynamic and strong paced environment
• Excellent communication and stakeholder management skills

WHAT YOU’LL GET IN RETURN:

• Competitive Compensation - competitive salary and share options
• Time Off – Generous annual leave on top of bank holidays
• Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey
• Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide
• Access to salary sacrifice benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts
• Health Insurance – Comprehensive Private family insurance plan
• Life & Accident Cover – Comprehensive accidental and life insurance protection
• Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops
• Retierment Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings
• Volunteering & Development Days – Paid days annually for volunteering or personal growth
• Learning & Development – Annual budget for books, courses, coaching, and more
• WOO (Work Outside the Office) – Work from abroad for up to 90 days annually
• Home Office Setup – Contribution towards setting up your home office
• Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement
• Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices…

TIDEAN WAYS OF WORKING:

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. For this role attendance at least once a week at our London office is required.

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.