Treasury Credit Risk Analyst

Yorkshire Building Society; Leeds; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A financial institution in Leeds is seeking a Treasury Credit Risk Analyst to manage Wholesale Credit Risk exposure related to Treasury activities. This hybrid role offers excellent benefits, including 25 days holiday, bonus opportunities, and healthcare plans. If you have analytical skills and a relevant background, apply to be part of a supportive team focused on member services.

Benefits

25 days holiday plus Bank Holidays

Up to 15% bonus

11% pension contribution

Private medical insurance

Access to discounts through benefits portal

Qualifications

• Previous background and experience in analytical roles.
• Extensive skills in data manipulation.
• Understanding of financial services and markets.

Responsibilities

• Review investment counterparties and recommend exposure limits.
• Monitor wholesale credit risk exposures and escalate concerns.
• Provide detailed loan-level analysis for mortgage-backed investments.

Skills

Analytical skills

Data manipulation

Communication skills

Problem-solving skills

Financial services understanding

Education

Relevant professional qualifications

Tools

Microsoft Excel

SAS

SQL

Job description

We're looking for a Treasury Credit Risk Analyst to join our Leeds based Finance Division. As one of our Treasury Credit Risk Analysts you'll play a key role in managing our Wholesale Credit Risk exposure relating to the Treasury activity of the Society. You'll get the opportunity to learn how a Treasury function operates as well as building economic, financial industry and banking knowledge. You'll be part of an exciting team in our Broad Gate based Treasury office, reporting to the Group Economist.

This role will operate on a hybrid bases with working from home capability.

What You'll Do

• Use industry research and analysis to review our investment counterparties and recommend appropriate wholesale credit risk exposure limits, enabling the Treasury dealers to effectively manage our liquidity and hedging strategies.
• Provide analysis and research for the monitoring of wholesale credit risk exposures and the escalation of risk concerns to allow risk mitigation strategies to be implemented in a timely manner to minimise credit default risk.
• Provide high quality, detailed loan-level analysis and reporting in relation to our mortgage-backed investments, helping to enhance and improve the insight provided by the team to enable better risk-based decision making in support of our investment strategies.
• Support with economic research, analysis and commentary, used to aid decision making business wide.

How You'll Do It

• Previous background and experience in analytical based roles or relevant professional qualifications.
• Extensive skills in data manipulation, for example Microsoft Excel, SAS (or similar statistical packages) or SQL.
• Understanding of financial services industry, markets and competitors, as well as knowledge of retail mortgages.
• Excellent analytical and problem-solving skills with the ability to work with autonomy and proactively drive improvements.
• Strong communication, engagement and influencing skills.
• Understanding/ interest in the economy, and how it impacts the Building Society sector.

About us

At YBS we don't have shareholders, we have members. We care about people and that includes you. So here, you'll be respected for who you are, you'll be able to bring your whole self to work, and you'll have everything you need to build a long and rewarding career.

Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it's finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We're happy to talk flexible working and you can reach out to us anytime to discuss this during the recruitment process.

Development. We want you to feel challenged here. Whatever your ambitions, we're committed to helping you develop your skills and move ahead in your career journey. From day one, we'll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.

Inclusivity. We're passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you'll go the extra mile to help our members, you'll fit right in and feel you belong here.

About our Benefits

We offer lots of fantastic rewards that you can make the most of in and out of work, including:

• Holiday. You'll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
• Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
• Pension. We know how important it is to save towards the future, that's why we'll contribute up 11% into your YBS pension.
• Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you'll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
• My Benefits. When you join YBS you'll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.

Ready to apply?

If you're excited about this role and want to be part of the YBS team, click apply now to send us your application.

Want more information?

If you have any questions about this role, please contact [e-mail]