Treasury Charging Specialist

Paradigm Housing Group; High Wycombe; On-site; GBP 35,000 - 50,000; Full time

Job summary

Paradigm Housing Group seeks a knowledgeable individual to manage documentation for property security charging. With responsibilities that involve engaging internal and external partners, you'll ensure all loan facilities are secured efficiently. Ideal candidates will have a legal background and strong organizational skills, supporting a vital process within our Finance team.

Qualifications

• Strong understanding of security charging principles.
• Background in housing associations, solicitors, or residential development.
• Knowledge of treasury and legislative/ regulatory changes relevant to property.

Responsibilities

• Manage documentation for charging residential properties to funders.
• Engage with teams and partners to resolve documentation issues.
• Ensure efficiency of security across the loan debt portfolio.

Skills

Time Management

Organizational Skills

Communication

Education

Formal Legal Qualification

Job description

To collate and manage documentation in preparation for charging our residential properties to a range of funders/security trustees. With the support of the Corporate Finance Manager, you will be responsible for the security charging process and ensuring efficiency of security across the loan debt portfolio.

Key Responsibilities

1. Engage with internal teams and external partners to bring properties into charge, resolving any documentation issues.
2. Address and rectify any property or scheme issues that may impede efficient charging or optimisation of property value.
3. Collaborate with the Development team to review new scheme documentation concerning security charging and valuation implications.
4. Compile and efficiently file necessary documentation to expedite the charging of completed development schemes.
5. Manage the Group's loan security position, ensuring all loan facilities are adequately secured.
6. Identify and maintain a pipeline of property security tranches to meet forecasted needs.

The Treasury team is a small group of knowledgeable people and is part of a larger Finance directorate of circa 60 employees, many of whom have developed their careers with us in different roles. Paradigm employees number over 600 and we have the highest rating from the regulator (V1 - Viability & G1 - Governance) along with very high employee engagement and a 'Best Companies' accreditation of 2 Stars.

About You

You should have a strong understanding of security charging principles and possess excellent time management and organisational skills. You will be an effective communicator, able to build strong working relationships with both internal and external stakeholders. Ideally, you have a background in at least two of the following sectors: housing associations, solicitors, residential development. You will deploy your knowledge and skills acting as a subject matter expert for loan security matters, keeping up to date with legislative and regulatory changes that may affect property charging or valuation potential. Treasury knowledge and a legal qualification/experience are key requirements; some financial and system skills would be advantageous but are not essential, as training can be provided. A background in Development or Treasury environments and a formal legal qualification would be advantageous.

The work is varied and rewarding, engaging with internal departments, lenders, solicitors, and valuers to bring properties into charge, coordinating processes, and resolving documentation requirements.

At Paradigm, we are committed to creating an inclusive workplace where everyone feels valued.

Further Information

For the full job description and person specification, please see the attachment at the bottom of this page. Should you have any queries about this vacancy, please email us, and we will respond as soon as possible.

Do you have the skills, experience, and drive to succeed in this role? Find out below.

As part of our application process, we ask for a covering statement and CV so we can assess your application against our criteria. Please include in your covering statement how you meet the criteria so we can evaluate your suitability.

Shortlisting will be conducted based on the criteria set out in the person specification. We reserve the right to close this role earlier than the published date if a suitable candidate is found.

Thank you for considering Paradigm Housing Group – we look forward to hearing from you!

We are Paradigm Housing Group. We manage more than 15,000 homes across the South East. We aim to help more people have a safe and sustainable home they can afford. As a charity, the money we make goes into building new homes and providing excellent services for residents.