Treasury Analyst

Zopa; Greater London; On-site; GBP 42,000 - 64,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Zopa is recruiting a Treasury Analyst to join our London-based Treasury team. You will support liquidity management, cash forecasting and reporting, helping to manage the Bank's funding and risk. The role is hybrid with 2–3 days in the London office and occasional remote work.

Ideal candidates have 1–2 years of Treasury experience, strong numeracy, and proficiency in Excel, SQL, ALMIS, Tableau and Anaplan. A keen interest in Fintech and finance is essential.

Qualifications

• 1–2 years of demonstrable Treasury experience at a bank or building society.
• Awareness and understanding of Treasury policies and standards.
• Strong communication skills and stakeholder engagement.
• Proficient with Excel, ALMIS, SQL, Tableau and Anaplan; willing to learn AI tools as required.
• Ability to work with cross-functional teams and external partners.
• Strong quantitative skills, problem solving, and attention to detail.
• Interest in Fintech and broader financial services industry.
• Fast learner with a desire to develop knowledge and systems.
• Able to organise and analyse data and prepare comprehensive reports.

Responsibilities

• Support Senior Treasury Managers in liquidity management, IRRBB, FTP reporting and HQLA activity.
• Produce and circulate daily MI covering Treasury activities with timely, accurate reporting.
• Prepare monthly ALCO pack and coordinate MI with Bank colleagues.
• Attend ALCO meetings and maintain action logs.
• Monitor cash balances and move cash to avoid operational impacts.
• Prepare accurate short-term cashflow forecasts showing liquidity position.
• Support Treasury Senior Managers on liquidity management and BoE funding reporting.
• Prepare and deliver monthly reports on loan sales activities.
• Assist with ongoing compliance requirements and updates to RCAs.
• Enhance use of Finance/Treasury systems including SQL.
• Collaborate with Accounting, FP&A, Regulatory Reporting, Risk & Compliance, IT, Operations and Legal.

Skills

Treasury experience

Communication

Analytics

AI familiarity

Tools

Excel

ALMIS

SQL

Tableau

Anaplan

Job description

Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.Want to see us in action? Follow us on Instagram @zopalife

You will join Zopa’s Treasury team and be involved in all aspects of the team’s work, including, interest rate risk, liquidityand cash management, funding and FTP.Exposure to the full range of Treasury activities will help you broaden your knowledge and develop your career at Zopa.AsanAnalyst, you willsupportthe Treasuryteam andassist inthe delivery of Treasury projects.

A day in the life:

• Support SeniorTreasury Managersintheirroles, including liquidity management,IRRBB, FTP reporting, HQLA activity (including TMS management) and BoE / other wholesale fundingactivities
• Production and circulation of daily MI covering Treasury’s activities, ensuringallreporting istimelyandaccurate.
• Production of monthly ALCO packincluding preparation of monthly MI. Liaise with colleagues across theBanktocoordinate MI and papers.
• Attend ALCO meetings, taking minutes and updating action logs asrequired.
• Proactivelymonitorcash balances and move cashin a timely mannerto avoid any operational impacts.
• Prepareaccurateshort-term cashflow forecasts to provide visibility over the Bank’s liquidity position.
• Work with TreasurySeniorManagersto support their work, including liquidity management(including monthly reporting), IRRBB, FTP reporting, HQLA activity (including TMS management) and BoE / other wholesale funding.
• Prepare and deliveraccuratemonthly reports on loan sales activities.
• Assistin managing ongoing compliance requirements, including the update of the RCSAs.
• Enhance use of Finance/Treasury systemsincluding SQL.
• Work collaboratively with internal groups including Accounting, FP&A, Regulatory Reporting, Risk & Compliance, IT, Operations and Legal

About you:

• You’llhave1-2 years’demonstrable Treasury experience at a bank or building society
• Awareness and understanding of relevant policies and standards governing Treasury activities.
• The ability to communicate effectively.
• Confident in usingappropriate softwaretools and programs (Excel,ALMIS, SQL,Tableauand Anaplan) and are willing to learn new ones as requiredincluding using AI.
• You’reable to work well with cross functional teams and external partners
• You have strong quantitative skills, problem-solving, and must be detail-oriented
• A strong interest in Fintech and broader financial services industry
• You’rea fast learner – keen to develop your knowledge and be exposed to new concepts,processesand systems
• Able to organise and analyse statistical data and prepare comprehensive reports

What we offer

• A fun, fast-moving,non-hierarchicaland meritocratic environment in which you will be challenged and recognised
• Asmall, experiencedTreasury team within a growing Bank, where you will get first‑hand experience of everything a bank Treasury deals with, and start making a meaningful contribution straight away
• An environment where people with a mindset to drive automation, efficiency and optimisation will thrive

#LI-LK1

At Zopa we value flexible ways of working.

We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.

You’ll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Our approach to AI in interviews

At Zopa, AI isn't something we're testing out — it's part of how we work every day. As a proud partner of Jobs 2030, we'recommitted to building AI fluency across our workforce, and we expectZopiansto use AI as part of how they do their jobs.

Because of that, we want to be transparent about how we think about AI use during our hiring process.

Behavioural and competency-based interviews

pleasedon'tuse AI. These conversations are designed to understandyou— your experiences, your judgment, and howyou'veapproached real situations. An AI-generated answercan'ttell us that. What it can do is get in the way of us finding out whetherwe'rethe right fit for each other.

Technical interviews:

it depends on the role.Some technical stages actively welcome AI use,othersdon't. Your Talent Partner will let you knowwhat'sexpected at each stage.Where AI is part of the assessment,we'llbe interested not just in the outcome, but in how you used it – the tools you chose, your reasoning, and the decisions you made along the way.