Treasury Analyst

Zopa Bank; Greater London; Hybrid; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Hybrid work model

London office access

Work from abroad up to 120 days

Job summary

Zopa Bank in London is seeking a Treasury Analyst to join our Treasury team. You will support liquidity management, funding, and reporting, with exposure to BoE activities and wholesale funding.

With 1–2 years’ Treasury experience and strong analytical skills, you’ll work across Accounting, FP&A, Regulatory Reporting, Risk & Compliance, IT, Operations and Legal, using Excel, SQL, Tableau and Anaplan to drive automation and efficiency.

Qualifications

• 1–2 years’ Treasury experience at a bank or building society.
• Awareness of policies and standards governing Treasury activities.
• Strong communication skills, both written and verbal.
• Proficiency with Excel, ALMIS, SQL, Tableau and Anaplan; willingness to learn new tools including AI.
• Ability to work well with cross-functional teams and external partners.
• Strong quantitative skills, problem-solving ability and attention to detail.

Responsibilities

• Support Senior Treasury Managers in liquidity management, IRRBB, FTP reporting and BoE/wholesale funding activities.
• Produce daily MI and ensure timely, accurate reporting of Treasury activities.
• Prepare monthly MI and ALCO packs; coordinate with internal teams for papers and actions.
• Attend ALCO meetings; record minutes and maintain action logs.
• Monitor cash balances and move funds to avoid operational impacts.
• Prepare short-term cash flow forecasts to show liquidity position.
• Assist in delivering accurate monthly reports on loan sales activities.
• Support ongoing compliance updates, including RCSAs.

Skills

Treasury experience

Communication skills

Analytical thinking

Team collaboration

Adaptability

Tools

Excel

SQL

Tableau

Anaplan

ALMIS

Job description

Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com !

Our Story

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife

You will join Zopa’s Treasury team and be involved in all aspects of the team’s work, including, interest rate risk, liquidity and cash management, funding and FTP. Exposure to the full range of Treasury activities will help you broaden your knowledge and develop your career at Zopa. As an Analyst, you will support the Treasury team and assist in the delivery of Treasury projects.

A Day In The Life

• Support Senior Treasury Managers in their roles, including liquidity management, IRRBB, FTP reporting, HQLA activity (including TMS management) and BoE / other wholesale funding activities
• Production and circulation of daily MI covering Treasury’s activities, ensuring all reporting is timely and accurate.
• Production of monthly ALCO pack including preparation of monthly MI. Liaise with colleagues across the Bank to coordinate MI and papers.
• Attend ALCO meetings, taking minutes and updating action logs as required.
• Proactively monitor cash balances and move cash in a timely manner to avoid any operational impacts.
• Prepare accurate short-term cashflow forecasts to provide visibility over the Bank’s liquidity position.
• Work with Treasury Senior Managers to support their work, including liquidity management (including monthly reporting), IRRBB, FTP reporting, HQLA activity (including TMS management) and BoE / other wholesale funding
• Prepare and deliver accurate monthly reports on loan sales activities.
• Assist in managing ongoing compliance requirements, including the update of the RCSAs.
• Enhance use of Finance/Treasury systems including SQL.
• Work collaboratively with internal groups including Accounting, FP&A, Regulatory Reporting, Risk & Compliance, IT, Operations and Legal

About You

• You’ll have 1-2 years’ demonstrable Treasury experience at a bank or building society
• Awareness and understanding of relevant policies and standards governing Treasury activities.
• The ability to communicate effectively.
• Confident in using appropriate software tools and programs (Excel, ALMIS, SQL, Tableau and Anaplan) and are willing to learn new ones as required including using AI.
• You’re able to work well with cross functional teams and external partners
• You have strong quantitative skills, problem-solving, and must be detail-oriented
• A strong interest in Fintech and broader financial services industry
• You’re a fast learner – keen to develop your knowledge and be exposed to new concepts, processes and systems
• Able to organise and analyse statistical data and prepare comprehensive reports

What We Offer

• A fun, fast-moving, non-hierarchical and meritocratic environment in which you will be challenged and recognised
• A small, experienced Treasury team within a growing Bank, where you will get first‑hand experience of everything a bank Treasury deals with, and start making a meaningful contribution straight away
• An environment where people with a mindset to drive automation, efficiency and optimisation will thrive

At Zopa we value flexible ways of working. We value face‑to‑face collaboration and a good work‑life balance. This hybrid role requires you to come to our London office 2-3 days a week. You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

• Subject to having the right to work in the country of choice

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Our approach to AI in interviews

At Zopa, AI isn't something we're testing out — it's part of how we work every day. As a proud partner of Jobs 2030 , we're committed to building AI fluency across our workforce, and we expect Zopians to use AI as part of how they do their jobs.

Because of that, we want to be transparent about how we think about AI use during our hiring process.

Behavioural and competency-based interviews

Please don't use AI. These conversations are designed to understand you — your experiences, your judgment, and how you've approached real situations. An AI-generated answer can't tell us that. What it can do is get in the way of us finding out whether we're the right fit for each other.

Technical interviews

It depends on the role. Some technical stages actively welcome AI use, others don't. Your Talent Partner will let you know what's expected at each stage. Where AI is part of the assessment, we'll be interested not just in the outcome, but in how you used it – the tools you chose, your reasoning, and the decisions you made along the way.