Treasury Analyst

Zuba; Greater London; On-site; GBP 40,000 - 68,000; Full time

Benefits offered by this job

Competitive salary + equity

Real ownership and visibility with the

Direct founders interaction

AI tools for finance

Job summary

Zuba is building a global cross-border payments network with crypto rails. The Treasury Analyst will manage cash across fiat and stablecoins, prefund payout partners, and monitor FX risk.

You’ll report to the Head of Treasury and work closely with the CEO, joining a small team where your contributions shape the function from day one. You’ll handle real cash, learn treasury end-to-end, and gain exposure to FP&A, accounting, and investor reporting across multiple jurisdictions.

Qualifications

• Must be numerate and detail-oriented, with strong analytical thinking.
• Able to thrive in ambiguity and help build treasury processes from scratch.
• Interest in crypto, stablecoins, and cross-border payments is desirable.
• Experience or exposure to FX markets or financial services is a plus.

Responsibilities

• Monitor daily cash positions across bank accounts and stablecoin wallets (GBP, EUR, USD, USDT).
• Execute prefunding to payout partners in African currencies, managing settlement timing and minimising idle cash.
• Track and flag FX exposure across corridors, supporting hedging decisions.
• Reconcile partner payouts daily: match sent amounts to partner receipts and end recipients.
• Build and maintain treasury dashboards and cash flow forecasts.
• Support month-end close processes, including bank reconciliations and intercompany transactions.
• Help prepare financial data for board reporting and investor materials.
• Assist with onboarding new banking and payout partners from a finance perspective.

Skills

Numeracy

Detail orientation

Ambiguity tolerance

Crypto/payments interest

FX exposure knowledge

Learning agility

Reliability

Tools

Xero

QuickBooks

NetSuite

Job description

We’re building the global payment network for money moving into, across, and out of the world’s emerging markets: instant, transparent, and affordable, with stablecoin rails under the hood. We’re backed by multiple unicorn fintech founders and some incredible investors like EWOR, Triple A, Digital Currency Group, Entourage, and Raba.

We’re early enough that the people joining today define how this company works, and proven enough that the work is real from day one: live partners, live corridors, real money. The problems are hard, the surface area is global, and the prize is a rebuild of how money moves between the fastest-growing markets on earth.

We’re growing our team to help us shape the future of our industry together. If you see a role that could be a fit for you, please reach out to [e-mail], and let’s talk!

About the role

We're looking for a Treasury Analyst to work alongside our Head of Finance on the operational heartbeat of Zuba: moving money across borders, managing liquidity across currencies and stablecoins, and making sure our payout partners are funded on time, every time. You'll report into our Head of Treasury as that hire lands.

This isn't a typical graduate finance role. You won't be reconciling spreadsheets in a back office. You'll be managing real cash flows across GBP, EUR, USD, and USDT, prefunding payout partners in Nigerian Naira and other African currencies, and monitoring FX exposure that moves daily. On day one, you'll have more responsibility over real money than most people get in their first five years.

Why this might excite you

• Real money from day one. You'll be tracking and moving cash across fiat currencies and stablecoins. Not simulations, not models: actual treasury operations powering payments across Africa.
• Crypto-native finance. We use stablecoins as settlement rails. You'll develop hands-on experience with USDT, digital asset custody, and how blockchain is reshaping cross-border payments.
• Founder-level exposure. You'll work directly with the CEO and Head of Finance daily. In a team of ~15, your work is visible and your impact is immediate.
• Learn the full stack. Treasury is the entry point, but you'll be exposed to FP&A, accounting, investor reporting, and financial strategy across multiple jurisdictions. This is a finance education you can't get at a big company.

What you'll do

• Monitor daily cash positions across bank accounts and stablecoin wallets (GBP, EUR, USD, USDT)
• Execute prefunding to payout partners in African currencies, managing settlement timing and minimising idle cash
• Track and flag FX exposure across corridors, supporting hedging decisions
• Reconcile partner payouts daily: matching what we sent, what partners received, and what reached end recipients
• Build and maintain treasury dashboards and cash flow forecasts
• Support month-end close processes, including bank reconciliations and intercompany transactions
• Help prepare financial data for board reporting and investor materials
• Assist with onboarding new banking and payout partners from a finance perspective

Who you are

• You're numerate and detail-oriented: you notice when numbers don't add up. You're the person who spots the rounding error in a 500-row spreadsheet.
• You're comfortable with ambiguity: we're building this function from scratch. There's no handbook. You'll help write it.
• You're operationally relentless: you care about things working, not just being correct on paper. If a payment is stuck, you want to know why and fix it.
• You're curious about crypto and payments: you don't need to be an expert, but you should understand why stablecoins exist and why cross-border payments are broken. If you've used Wise, Remitly, or sent USDT to a friend, even better.
• You're a fast learner: treasury, FX, and stablecoin accounting aren't taught at university. We'll teach you. You don’t need experience, but you need to pick it up quickly.
• You're reliable: treasury is time-sensitive. Partners need funding on time. This role requires someone who shows up, follows through, and doesn't let things slip.
• Exposure to FX markets, trading, or financial services
• Personal experience with crypto (DeFi, stablecoins, wallets)
• Experience with accounting software (Xero, QuickBooks, NetSuite)

What we offer

Competitive salary + meaningful equity, and we'll show you the maths

Real ownership: your work shows up in the company's numbers within weeks

No layers: everyone works directly with the founders

The best AI tools money can buy, for everyone

Paid travel to the markets we serve

In past 8pm? Dinner and the ride home are on us

Our hiring process

We keep it fast and transparent.

• Intro chat (30 mins) with Josiah (CEO & Co-Founder) and Ali (Head of Finance): informal discussion about your background, what interests you about treasury and payments, and what you're looking for. An opportunity to get a sense of the role, the team, and how we work.
• Work trial (2 days, paid). The best way to see if we're a good fit is to work together, and we pay for your time. You'll spend two days with us at our Central London office, working on real problems alongside the team. Feel free to ask questions, you'll be part of the team for the trial.
• Offer. If all goes well, we'll extend an offer and can't wait to welcome you aboard!