Transaction Monitoring Analyst

FTS US Inc.; City Of London; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

A dynamic FinTech company is seeking a Transaction Monitoring Analyst to conduct thorough investigations on transaction alerts, ensuring compliance with internal procedures. You will need at least 4 years of experience in Transaction Monitoring, with strong analytical and communication skills. The position offers flexibility in working arrangements, promoting a diverse and collaborative environment.

Benefits

Flexible working arrangements

Local market perks

Insurance coverage

Qualifications

• 4+ years of Transaction Monitoring experience within Financial Services.
• Strong investigations experience related to financial crime.
• Ability to analyze data and identify trends in financial crime.

Responsibilities

• Perform end to end reviews of TM alerts according to internal policies.
• Identify and investigate unusual transactions for potential money laundering.
• Engage with key stakeholders in Compliance and other teams.

Skills

Transaction Monitoring experience

Financial Crime background

Analytical skills

Interpersonal skills

Tools

Microsoft Suite

Jira

Confluence

Job description

About us

Are you passionate about FinTech and ready to make a tangible impact in a dynamic company where your decisions shape the future? Altery could be the next chapter in your professional journey!

As a Transaction Monitoring Analyst within our Financial Crime team, you will be responsible for performing end to end reviews of TM alerts in line with internal policies and procedures. You will have good regulatory knowledge in relation to AML and a breadth of research techniques and sources to conduct effective investigations.

Reporting to the Transaction Monitoring Lead, you will be responsible for the timely review of TM cases, identifying and investigating unusual transactions, patterns and activity to determine whether indicative of potential money laundering/terrorist financing and reporting the activity as appropriate. Role will entail working with key stakeholders in Compliance, engaging with Financial Crime Analytics Team and Quality Assurance Team to ensure process adherence.

What you'll be doing

• Apply the procedures in an efficient and effective manner in relation to the customer contact, review, investigation and escalation of events raised by the TM System
• Act as a Transaction Monitoring SME providing expert advice and great service to our stakeholders and work collaboratively and effectively with other teams as well as third-party partners.
• Ensure that requests for information from internal and external departments are dealt with in accordance with agreed service levels, highlighting risks and issues to the team lead where appropriate.
• Ensure minimum impact to genuine clients/customers and timely identification and resolution where false positives occur.
• Analyze data, information, and intelligence to identify new AML and TF trends and patterns pertaining to known or new financial crime threats and put forward proposals of how these will be mitigated
• Assist in identifying systemic procedural weaknesses and additional training requirements for the company.
• Assist with testing plans and conducting testing related to new processes, system implementation, risk mitigation logic implementation and tuning, as well as documenting results and making recommendations for further improvements or identifying any issues.
• Utilize internal & external data to undertake holistic reviews of high-risk customer segments, industries and financial crime typologies.

What You’ll Bring To Us

• 4+ years of Transaction Monitoring experience within a Financial Services sector
• Strong Financial Crime background and investigations experience;
• Experience in alert/case review and disposition processes across either internal or external (3rd party) systems
• Previous experience working within the banking, payments or other high-volume transaction industry.

Nice-to-have

• A positive “can do” attitude with exceptional interpersonal, organisational and communication skills.
• Ability to define problems, collect data, establish facts, and draw valid conclusions;
• Excellent written communication skills that demonstrate attention to detail and accuracy;
• Demonstrated analytical skills that apply across numerous financial products in complex scenarios;
• Ability to handle sensitive directives and work with team members and all partners;
• Ability to work outside of instructions and be proactive;
• Able to thrive in a fast paced customer first environment with the ability to deliver against multiple priorities and workstreams;
• A proven understanding of online payment processing flows
• Strong analytical skills and attention to detail with an ability to spot trends and identify unusual patterns of behaviour.
• Good IT skills, including but not limited to the use of the following: Microsoft Suite systems, Google suite Apps (Word, Sheets, Slides), Jira and Confluence
• Experience in crypto is not mandatory but is considered an advantage.

What we offer

• Team and our Product: We are team players and we are passionate about our product and understand what we aim to achieve and the impact it will make.
• Growth Opportunities: You can Influence and shape our story while advancing your career.
• Flexibility: We always listen to our people and can be flexible with arrangements.
• Hybrid or Remote Working: We don't expect you to be in the office every day.
• Local Market Perks: Enjoy insurance coverage, local perks, and beautiful offices.

Why to join us We may not be perfect, but our strength lies in our resilience. Facing challenges with our expertise, positive attitude, and a supportive environment where everyone relies on one another gives us confidence in what we do. We empower our people to make decisions, explore, and experiment — micromanagement isn’t our style. We reward those who take on additional responsibilities and go the extra mile.

We are proud of how diverse and unique we are. We thrive on diverse views, love learning from one another, and believe that our differences fuel our curiosity