Trading Underwriter - HNW (Home and Motor Products)

Zurich 56 Company Ltd; Chipping Norton; On-site; GBP 40,000 - 80,000; Part time

Job summary

An established industry player is seeking a skilled Trading Underwriter to join their High Net Worth team. This exciting role focuses on underwriting home and motor insurance for high-net-worth clients. The ideal candidate will possess strong analytical skills, exceptional communication abilities, and a proven track record in the high-net-worth sector. You will evaluate complex risks, build meaningful relationships with brokers and clients, and contribute to business growth. Join a company that values creativity and initiative, and offers a flexible benefits package tailored to your needs. Embrace the opportunity to make a difference in a supportive and dynamic environment.

Benefits

12% defined non-contributory pension scheme

Annual company bonus

Private medical insurance

Option to buy/sell holiday days

Qualifications

• Experience in underwriting high-net-worth home and motor products.
• Strong analytical and decision-making skills to assess complex risks.

Responsibilities

• Evaluate and underwrite high-value home and motor insurance policies.
• Develop relationships with brokers and clients to drive business growth.

Skills

Underwriting experience

Analytical skills

Decision-making skills

Interpersonal skills

Communication skills

Organisational skills

Tools

Underwriting software

Job description

Trading Underwriter - HNW (Home and Motor Products)

121479

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: We are flexible at one of the following offices: Chipping Norton, London or Glasgow.

Closing date for applications: 27th March 2025.

The opportunity:

We are looking for a skilled and motivated Trading Underwriter to join our High Net Worth team, specialising in home and motor products. The ideal candidate will have a strong background in underwriting, excellent market awareness, and a keen ability to build and maintain relationships with brokers and clients.

Key Responsibilities:

• Evaluate and underwrite high-value home and motor insurance policies for high-net-worth clients, adhering to underwriting guidelines and risk appetites.
• Develop and sustain robust relationships with brokers, clients, and other key stakeholders to drive business growth and enhance client satisfaction.
• Analyse and assess risk exposures to provide bespoke insurance solutions tailored to the unique needs of high-net-worth clients.
• Monitor and manage the profitability of the portfolio, ensuring that underwriting decisions align with the company's financial objectives.
• Collaborate with internal teams, including claims, actuarial, and risk management, to ensure a holistic approach to underwriting and client service.
• Stay updated on market trends, competitor activities, and regulatory changes to inform underwriting strategies and maintain a competitive advantage.
• Participate in client and broker meetings, presentations, and other marketing activities to promote Zurich's high net worth home and motor insurance products.

Your skills and experience:

• Underwriting experience within the high-net-worth sector, specifically in home and motor products.
• Strong analytical and decision-making skills with a proven ability to assess complex risks.
• Exceptional interpersonal and communication skills, with the ability to build and maintain effective relationships with brokers and clients.
• Proficient in using underwriting software and tools.
• Demonstrated ability to work independently and as part of a collaborative team.
• Strong organisational skills with the ability to manage multiple priorities in a fast-paced environment.

What will you get in return?

We offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include a 12% defined non-contributory pension scheme, annual company bonus, private medical insurance, and the option to buy up to an additional 20 days or sell some of your holiday.

Who we are:

At Zurich, we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people, and our planet.

If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you.

Our culture:

At Zurich, our sense of community is strong, and we’re particularly passionate about diversity and inclusion. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect.

We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity.

So make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.