Trade Finance Risk & Collateral Analyst

G Mass; England; Hybrid; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Permanent Contract

Hybrid working

Job summary

G Mass partners with an international bank to recruit a Risk & Collateral Analyst into the control function supporting Trade Finance. The role sits where clients, credit and operations meet, ensuring the book stays within agreed risk parameters while delivering a smooth, dependable service.

This position suits someone who enjoys both the detail of exposure control and the interaction of client-facing work, with a solid grasp of trade finance instruments and the confidence to push back when

Qualifications

• Hands-on knowledge of trade finance instruments such as letters of credit, guarantees and collections.
• Familiarity with lending products and credit controls in a banking setting.
• Grounding in AML and KYC requirements.
• Understanding of how market and operational risk affect trading clients and transactions.

Responsibilities

• Track credit line usage daily and flag breaches or collateral gaps.
• Prepare credit and utilisation paperwork for sign-off on new deals.
• Reconcile trade portfolio; verify fees, pricing and terms.
• Handle client queries on facilities and available headroom.
• Coordinate with operations and internal teams for processing and filing.
• Deliver recurring risk/exposure reporting to management.
• Support senior colleagues on team initiatives and projects.

Skills

Trade finance instruments

Credit controls

AML & KYC

Risk awareness

Excel

Clear communication

Organisation

Job description

G MASS are partnering with an international bank to recruit a Risk & Collateral Analyst into the control function that underpins its Trade Finance business.

Sitting at the point where clients, credit and operations meet, this team keeps the bank’s trade finance book within agreed risk parameters while making sure customers receive a smooth, dependable service. It is a varied role that suits someone who enjoys both the detail of exposure control and the interaction of client-facing work. You will need a thorough grasp of trade finance instruments and the self-assurance to push back firmly, whether the challenge comes from a client or from within the bank.

Responsibilities

• Track credit line usage every day, flagging and escalating breaches or collateral gaps as soon as they arise
• Put together credit and utilisation paperwork for sign-off on new corporate and bank-to-bank deals
• Keep the trade portfolio reconciled, checking that fees, pricing and terms have been applied correctly
• Handle client queries on how their facilities are running and what headroom is available
• Coordinate with operations and other internal teams so deals and documents are processed and filed correctly
• Deliver recurring reporting to management and Risk, covering exposures, valuations, limit breaches and upcoming maturities
• Get involved in team initiatives and wider projects, supporting senior colleagues where needed

Requirements

• Hands-on knowledge of trade finance instruments such as letters of credit, guarantees and collections
• Familiarity with lending products and credit controls in a banking setting
• Grounding in AML and KYC requirements
• An appreciation of how market and operational risk affect trading clients and individual transactions
• Strong Excel capability
• Clear, confident communicator who builds credibility with colleagues at every level
• Highly organised, self-motivated and composed when deadlines and pressure stack up

Benefits

Permanent Contract

Competitive Salary

Hybrid working