Trade Credit Finance Manager

Screwfix; Yeovil; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

Join a leading UK retailer as a Trade Credit Finance Manager in Yeovil. You'll manage Trade Credit debt and risks, lead a team, and collaborate with key partners to support their credit facilities. This pivotal role emphasizes ownership and efficiency in a hybrid work environment.

Benefits

20% staff discount at Screwfix and B&Q

Access to wellness resources such as discounted gym memberships

Up to 20% discretionary bonus

Qualifications

• Good understanding of Company accounts and risk.
• Proven experience of granting credit limits.
• Experience of managing Third Parties.

Responsibilities

• Lead and develop a team of underwriting and legal assistants.
• Manage third-party relationships and ensure compliance with credit policies.
• Drive efficiencies into the business for debt management.

Skills

Commercial acumen

KPI management

Problem-solving

Job description

Overview

Are you ready to step into a high-impact role where you’ll shape how we manage Trade Credit across one of the UK’s fastest-growing retailers?

As Trade Credit Finance Manager, you’ll report to the Senior Finance Manager and take full ownership of managing Trade Credit debt and risk. You’ll play a key role in supporting the growth of our Trade Credit proposition – a vital part of the Screwfix offer to our customers.

You’ll lead a small team and be the main point of contact for our third-party credit partners, making sure those relationships are strong and performance stays on track. Collaboration is key – you’ll work closely with our B2B Key Accounts team, Proposition, and Kingfisher to make sure our credit facility evolves with the business.

It’s a great opportunity to take ownership, drive improvements, and really shape the future of Trade Credit at Screwfix.

Internally this role is known as Underwriting- Legal Specialist.

At Screwfix, we believe happy, fulfilled colleagues create a stronger business. That’s why we’ve built a workplace that works for you—combining flexibility, inclusivity, and sustainability with opportunities to thrive.

Work-Life Balance:

Enjoy the best of both worlds: Our hybrid working offering includes face-to-face collaboration at our welcoming Head Office and flexible hours to fit life’s priorities, whether it’s the school run or personal time.

Belonging & Growth:

From day one, you’ll feel part of a team that values your voice and supports your growth. We’re proud to champion diversity because we know unique perspectives make us stronger. Whether starting out or looking for your next step, you’ll thrive here

Sustainability That Matters:

We’re committed to creating a better future, taking bold steps to reduce carbon emissions, use sustainable packaging, and innovate for a greener world. Sustainability drives everything we do, and we’re proud to make a real impact for our planet and future generations.

Join Screwfix and discover a workplace where you can belong, grow, and help build a more sustainable future.

Responsibilities

• Lead and develop a team of underwriting and legal assistants – including but not limited to their coaching, development, management and delegation of tasks, and setting expectations
• Manage our third-party relationships which support our Trade Credit proposition, challenging operational performance and identify potential improvements to current processes.
• Manage risks & opportunities ensuring our Trade Credit proposition is future proofed.
• Manage current risk exposure across the Trade Credit debt book, understanding the impact of market trends and the Commercial environment.
• Drive efficiencies and improvements into the business, focusing on the management of our debt and customers.
• Be responsible for formulating, maintaining, and providing advice/guidance on credit policy and procedures to mitigate risk.
• Be responsible for debt recoveries, fraud reduction and legal processes.
• Review customer information from various financial and credit referencing agencies for the purposes of assessing credit worthiness for new and existing customers.
• Support internal and external audits as required.
• Support business transformation activities as required.
• Ensure all standard operating procedures are complete and updated annually.
• Ensure compliance with the Group Financial Reporting Manual and Screwfix internal controls.
• Where appropriate, escalate risks/issues to Senior for review, mitigation and discussion.
• Identify process improvement opportunities which support continuous improvement as part of Screwfix Smart Working.

Qualifications

• Good understanding of how to interpret Company accounts and risk is essential.
• Must demonstrate a good level of commercial acumen possessing the ability to weigh up risk versus reward.
• Proven experience of granting credit limits (under writing / credit vetting).
• Legal Understanding of limited and non-limited organisations.
• Experience of managing Third Parties, both establishing and maintaining relationships.
• KPI management, establishing and monitoring performance.
• Ability to develop solutions to problems and identify process improvement opportunities.

At Screwfix, Your Wellbeing Comes First:

We’re dedicated to helping you thrive at work and at home. With a fantastic range of benefits, opportunities for self-development, and an annual discretionary bonus of up to 20%, we put your wellbeing at the heart of everything we do.

Your Wellbeing, Our Priority:

Health Support: Employee assistant programme, access to wellness resources such as PepTalk, discounted cash health plans and gym memberships.

Financial Wellbeing:Flexible pay, savings, and financial coaching through Wagestream, up to 14% employer pension contributions and life cover of up to 4 x salary. Up to 20% discretionary bonus.

Everyday Perks: 20% staff discount at Screwfix and B&Q, discounts at hundreds of retailers via Hapi app and Cycle to Work scheme.

Opportunities to Grow: We believe in self-development and creating space for you to thrive. With access to training, career growth, and support networks, we’ll help you build a brighter future.

We believe in equity for all. Please let us know at [e-mail] if you need any additional support or adjustments when it comes to your application.

NO AGENCIES PLEASE

#LI-Hybrid