Third Party Claims Handler

ZIGUP plc; Huddersfield; On-site; GBP 25,000 - 29,000; Full time

Benefits offered by this job

Hybrid Working

Annual Leave 24–26 days

Pension 3%

Life Assurance

Benefits App with discounts

Job summary

FMG, part of ZIGUP, is seeking a Third Party Claims Handler in Huddersfield to manage motor claims from notification to settlement. The role focuses on liability assessment, negotiating settlements, managing claim costs, and delivering excellent customer service across the claims journey.

You will work within our Claims Management team, liaising with insurers, solicitors, customers and third-party representatives to achieve optimal outcomes while minimising litigation.

Qualifications

• Experience in the insurance claims industry, ideally knowledge of credit hire and personal injury claims.
• Highly conscientious and self-motivated.
• Strong questioning and negotiation skills and ability to prioritise workload.

Responsibilities

• Manage a caseload of third-party motor claims from notification to settlement.
• Investigate liability and review evidence to support decisions.
• Negotiate settlements to achieve the best commercial outcome.
• Handle credit hire and personal injury claims (OIC/MOJ).
• Challenge excessive or disputed claim costs where appropriate.
• Liaise with customers, insurers, solicitors and third-party representatives.
• Keep claims progressing and meet service targets.
• Provide a professional, friendly, customer-focused service.

Skills

Negotiation skills

Customer service

Organisation

Attention to detail

Job description

We are excited you have visited our Careers page. We are seeking talented individuals that are excellent in their field of expertise and are posed with all potential and skills necessary to help us meet future business challenges.

Third Party Claims Handler

Reference: AUG20269562

Expiry date: 2026-09-15 12:50:00.000

Location: Huddersfield

Location: Huddersfield
Contract: Full Time, Permanent (37.5 hours per week)

Do you have experience handling third party motor claims?

If you're looking to develop your claims career with a growing organisation that invests in its people, we'd love to hear from you.

As a Third Party Claims Handler, you'll manage your own portfolio of motor claims from notification through to settlement. Your role will focus on investigating liability, negotiating settlements, managing claim costs, and delivering excellent customer service throughout the claims journey.

Working within our Claims Management team, you'll deal with insurers, solicitors, customers, and third-party representatives to achieve the best possible outcome for our clients while avoiding unnecessary litigation wherever possible.

What You'll Be Doing

• Managing your own caseload of third-party motor claims from start to finish.
• Investigating liability and reviewing evidence to support claim decisions.
• Negotiating settlements to achieve the best commercial outcome.
• Handling credit hire and personal injury claims (OIC/MOJ).
• Challenging excessive or disputed claim costs where appropriate.
• Liaising with customers, insurers, solicitors, and third-party representatives.
• Keeping claims progressing efficiently and meeting service targets.
• Providing a professional, friendly, and customer-focused service.

What’s in it for you?

Join FMG as a Third Party Claims Handler and enjoy some outstanding benefits …

Of course, there’s a great basic salary, but that’s just the beginning, our most popular benefits include …

• Salary - From £24,854 - £28,842 per annum based on experience.
• Bonus - Generous bonus based on your individual and business performance.
• Hybrid Working - You’ll be provided with a company laptop on completion of your probationary period and once you're competent in the role you'll have the flexibility to work from home. Our colleagues typically spend around 50% of their time working in the office.
• Annual Leave - Start with 24 days, increasing to 26 days with service. Of course, you’ll have public holidays too and an extra day’s leave to celebrate your birthday!
• Pension - employer contributions of 3%.
• Financial Benefits - Enjoy the security of free life assurance, a save-as-you earn scheme, an employee referral scheme (earning £1,000 per referral), and our Benefits App with discounts and cashback at top retailers like Tesco, Asda, Currys, B&Q, and Wickes.
• Wellbeing Services - Access our colleague assistance programme with 24/7 GP service, mental health support and physiotherapy plus cycle to work, eyecare vouchers, Health Cash Plan, Dental Plan and Travel Insurance.
• Community - Great working environment in our new offices with fantastic modern break out areas, free car parking, onsite canteen, kitchen facilities, TV area, and shower facilities for those that want to take advantage of the cycle to work scheme.
• FMGive - Ditch the desk and have a fully paid working day each year dedicated to volunteering support for our amazing local charities! Not to mention getting involved in our fantastic fundraising events that regularly take place in and out of the office.
• Motoring Benefits - Take advantage of exclusive employee vehicle-leasing schemes, discounted repairs, and reduced rates on weekend car and van hires.
• Stream - A free financial wellbeing app that gives you more control on your pay, helps you save, provides financial advice and offers even more discounts on your shopping.
• Training and Professional Development - We provide classroom-based technical training for 3 weeks, after which you will be supported by coaches and your team leader in a dedicated space, to help you learn the role throughout your probation. Following that, you will join our operational areas and continue to develop your career, with ongoing support and performance reviews led by your new team leader.

About You

• First and foremost, you will have a good understanding of the insurance claims industry and have ideally knowledge of credit hire and personal injury claims.
• You’ll be highly conscientious and self-motivated.
• You’ll have strong questioning and negotiation skills and be able to effectively take ownership for and prioritise your workload.
• You’ll be ambitious in wanting to learn and develop their knowledge of motor claims and fleet management.
• You’ll have excellent customer service and communication skills. You’ll provide a first-class service to our clients and will help build and develop relationships.

About Us

FMG is the UK's leading independent provider of fleet incident management and specialist vehicle recovery services. We provide outsourced incident management support, specialist rapid response and recovery management to a wide range of insurers and blue light services.

We put our customers at the heart of everything we do, making their lives easier and taking the stress out of accidents. Our commitment to customer service is what sets us apart.

We’re also part of something bigger - ZIGUP, a leading provider of integrated mobility solutions, supporting customers across the UK, Ireland, and Spain. We are proud to have been awarded a King's Award for Enterprise in 2025, recognised for our commitment to promoting opportunity and supporting social mobility. Unlock your potential in an industry-leading business, surrounded by inspiring individuals and leaders, fuelled by the opportunity to thrive in your career.

We’re committed to building a diverse, inclusive, and respectful workplace where everyone can thrive. We actively welcome applications from people of all backgrounds, experiences, identities, and abilities. If you need adjustments at any stage of the recruitment process, just let us know. We’re here to support you.

We are agile. We are experts. We are imaginative. We are reliable.