Technical Modelling Analyst

Homeprotect Home Insurance; Greater London; Hybrid; GBP 60,000 - 70,000; Full time

Benefits offered by this job

Private healthcare through BUPA

Employee Assistance Programme

Discretionary bonus up to 30% of base

Life insurance 4x salary

Pension with Aegon

Homeinsurance discount for staff

Job summary

Homeprotect Home Insurance is seeking a Technical Modelling Analyst to support the design and build of risk price projects for home insurance. You will handle data extraction, analysis and modelling across retail products, collaborating with pricing, data science and product deployment teams.

The role requires strong communication, experience in pricing analytics, and familiarity with Akur8/Emblem/SIMILAR tools; exposure to ML and open-source R/Python is advantageous.

Qualifications

• Pricing analytical skills are essential.
• Personal Lines risk pricing is essential.
• Working knowledge with Akur8/Emblem/similar is highly beneficial.
• Actuarial science background is beneficial.
• Machine Learning/algorithms are beneficial.
• SQL/SAS – data extraction and analytical expert is essential.
• Open-source R/Python coding is highly beneficial.

Responsibilities

• The Technical Modelling Analyst will report to the Lead Technical Modelling Manager and support the design and build of risk price projects for home insurance.
• It involves data extraction, analysis and modelling across the portfolio of retail products/perils.
• This role involves collaboration with other teams; strong communication skills required.
• The role resides within the technical pricing and underwriting team and wider commercial team working alongside retail pricing experts, data science and product deployment.
• As part of pre-deployment analysis, you will support management with the analysis or rate impact calculations.
• Monitoring rates and determining appropriate action is also necessary.

Skills

Pricing analytics

Personal lines pricing

Akur8/Emblem knowledge

Actuarial science

Machine learning

SQL/SAS

R/Python coding

Education

Actuarial science background

Tools

Akur8

Emblem

Radar

R

Python

SQL

SAS

Job description

Cover for Almost every Home

We founded Homeprotect on a simple principle - to provide protection to people underserved by the home insurance industry. Since 2002, we've been combining smart technology with real human expertise to protect hundreds of thousands of unique homes across the UK, and we're just getting started.

About Homeprotect

We founded Homeprotect on a simple principle - to provide protection to people underserved by the home insurance industry. Since 2002, we've been combining smart technology with real human expertise to protect hundreds of thousands of unique homes across the UK, and we're just getting started.

If you're someone who loves solving interesting problems, taking ownership and working with a team that aims high, speaks up and lifts each other, Homeprotect is a place where you can do meaningful work, grow your career and make a real difference for our customers.

What It's Like To Work Here

Our customers come from all walks of life and so do our people. We're a small but perfectly formed team of insurance specialists, technologists, data scientists and customer champions - all bringing individual expertise, an appetite for innovation and a shared ambition to protect the homes and things people love.

We work at pace, but we trust our people to work in a way that brings out their best. You'll collaborate closely across teams, have real ownership from day one and see the impact you have first-hand with flexible working to help you balance the needs of your role with the rhythm of your life.

We've been recognised as a Great Place to Work UK for seven consecutive years - most recently ranked 29th nationally, jumping 71 places in a single year.

ROLE PURPOSE

The Technical Modelling Analyst will report to the Lead Technical Modelling Manager and support the design and build of risk price projects for home insurance. It involves data extraction, analysis and modelling across the portfolio of retail products/perils. This role involves collaboration with other teams; strong communication skills required. The role resides within the technical pricing and underwriting team and wider commercial team working alongside retail pricing experts, data science and product deployment. As part of pre-deployment analysis, you will support management with the analysis or rate impact calculations. Monitoring rates and determining appropriate action is also necessary.

Key Responsibilities

• The Technical Modelling Analyst will report to the Lead Technical Modelling Manager and support the design and build of risk price projects for home insurance.
• It involves data extraction, analysis and modelling across the portfolio of retail products/perils.
• This role involves collaboration with other teams; strong communication skills required.
• The role resides within the technical pricing and underwriting team and wider commercial team working alongside retail pricing experts, data science and product deployment.
• As part of pre-deployment analysis, you will support management with the analysis or rate impact calculations.
• Monitoring rates and determining appropriate action is also necessary.

KNOWLEDGE, SKILLS & EXPERIENCE

• Pricing analytical skills (essential)
• Personal Lines risk pricing (essential)
• Working knowledge with Akur8/Emblem/similar (highly beneficial)
• Actuarial science background (beneficial)
• Machine Learning/algorithms (beneficial)
• SQL/SAS – data extraction and analytical expert (essential)
• Open-source R/Python coding (highly beneficial)

We would love to hear from people with the following skills and experience for this role:

• Actuarial science
• Risk Pricing
• Data science; open-source solutions (pricing specific experience)
• Emblem/Akur8/Radar/related

Benefits

• Learning and Growth: We invest in your development through structured learning, mentoring, buddying, on-the-job experience and cross-functional projects. We support role-relevant professional qualifications where they'll make the biggest difference, and our Lunch and Learn sessions to help you stay connected to what’s going on right across the business.
• Health and Wellbeing: Your wellbeing matters here. We offer private healthcare through BUPA, an Employee Assistance Programme covering legal, financial and counselling support for you, a Wellbeing Centre with online tools and resources, regular wellbeing seminars and workshops, annual flu jabs and an annual eye care voucher.
• Financial Security and Reward: We offer an annual discretionary bonus scheme up to 30% of your base pay, life insurance at four times your salary, and a pension with Aegon. You'll also receive a significant discount on Homeprotect home insurance - with a friends and family discount too, and a staff referral bonus when someone you recommend joins the team.
• Time Off: 25 days' annual leave plus bank holidays, with the option to buy or sell up to five additional days each year.
• Genuine Flexible Working: We trust our people to work in a way that best suits them - with flexible working to balance the needs of your role with the rhythm of your life. We ask that everyone comes into the office at least once a week, as we believe in-person connection is important for collaboration, culture and building great relationships. You'll receive a homeworking starter kit from day one and can claim towards additional home office equipment within your first six months.
• Purpose and Community: We care about more than just the work. Through our charity partnership with Refuge, the UK's largest specialist domestic abuse charity and regular social, wellbeing and charitable events throughout the year, there are plenty of ways to connect, give back and feel part of something bigger.

UNIQUE AS STANDARD

We're proud to be an equal opportunity employer and actively encourage applications from all backgrounds. We believe in celebrating difference - everything that makes both our customers and our people unique. We consider visa sponsorship on a case by case basis for the right candidate, so please don't let that stop you from applying.

We encourage you to let us know if you need any extra help with your application or have any requirements at any stage of the recruitment journey, we want the process to work for you.

Your data will be maintained in line with our recruitment data privacy policy.

Regulatory Responsibilities

As an FCA regulated insurer, doing the right thing isn't a compliance requirement - it's simply how we work. All colleagues are expected to uphold the FCA Individual Conduct Rules (1–6) and act with integrity, due skill and care, openness with regulators and a genuine commitment to delivering good outcomes for our customers.

You’ll work within approved processes and authority limits, keep accurate and auditable records, protect data under UK GDPR and our information security policies, elevate risks and exceptions promptly, report incidents, breaches and any financial crime or sanctions concerns (including via whistleblowing), support vulnerable customers with reasonable adjustments, and complete all mandatory training to maintain competence.

If the role falls within SM&CR, a supplementary document outlining the key regulatory responsibilities will be provided.