Technical Application Specialist

Lloyds Banking Group; West of England; Hybrid; GBP 49,000 - 54,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

Discounted shopping

28 days holiday

Wellbeing initiatives

Parental leave

Job summary

Lloyds Banking Group in Bristol is seeking a Technical Application Specialist to join our hybrid team. The role focuses on credit card technology, technical support, and driving changes within complex enterprise environments, with responsibilities across core platforms and payment ecosystems.

You will own documentation, build domain expertise, improve operational processes, coordinate with engineering and suppliers, and help ensure platform resilience and security in a dynamic banking setting.

Qualifications

• Significant hands-on experience in credit card technology.
• Experience delivering change within complex enterprise environments.
• Strong knowledge of card processing and payment ecosystems.
• Experience with PCI DSS and operational resilience.
• Ability to document complex IT landscapes and communicate dependencies.

Responsibilities

• Own and govern technical documentation and application inventories for Commercial Cards Core Platforms.
• Build and maintain deep technical and domain expertise across Commercial Cards products, issuer processing, payment networks, cardholder servicing, transaction processing and operations.
• Identify and deliver improvements to operational processes, customer journeys, platform stability and application support models.
• Coordinate effectively across internal engineering and platform teams, suppliers, processors and operational teams to support the delivery and ongoing operation of Commercial Cards services.

Skills

Credit card tech

Technical support

Change delivery

Documentation

IT security controls

SDLC understanding

Tools

Card processing systems

Issuer processing

Payment networks

Job description

End Date Tuesday 03 November 2026 Salary Range £48,987 - £54,430 We support flexible working – click here for more information on flexible working options Flexible Working Options Flexibility in when hours are worked, Hybrid Working, Job Share Job Description Summary . Job Description JOB TITLE: Technical Application Specialist SALARY: £48,987-£54,430 LOCATION(S): Bristol HOURS: Full-time WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites

About this opportunity

We’re on an exciting journey to transform our Group and the way we shape finance for good. We’re focused on the future, investing in our technologies, workplaces and colleagues to make our Group a great place for everyone. We’re looking for someone with significant hands‑on experience in credit card technology, including technical support and the delivery of change within complex enterprise environments.

What you’ll be doing:

• Own and govern technical documentation and application inventories for Commercial Cards Core Platforms.


• Build and maintain deep technical and domain expertise across Commercial Cards products, issuer processing, payment networks, cardholder servicing, transaction processing and operations.


• Identify and deliver improvements to operational processes, customer journeys, platform stability and application support models.


• Understand, define and continually improve IT security controls across Commercial Cards applications, supporting compliance with PCI DSS, operational resilience requirements, cyber security policies and regulatory obligations.


• Provide technical analysis and expertise across application support, product enhancements, platform upgrades and business change.


• Coordinate effectively across internal engineering and platform teams, suppliers, processors and operational teams to support the delivery and ongoing operation of Commercial Cards services.

Why join us?

If you think all banks are the same, you’re wrong. We’re a pioneering, fast‑changing business that’s shaping finance as a force for good. If you’re after a role where you can have an impact and do the best work of your career, you’ve just found it.

What we’re looking for:

Deep technical knowledge of card processing, payment processes and supporting applications. Experience working with Visa and/or Mastercard. Strong understanding of card issuing, transaction processing and associated payment ecosystems. Proven ability to understand and document complex application and infrastructure landscapes. Experience supporting Change, Incident and Problem Management within an enterprise environment. Good understanding of the Software Development Lifecycle (SDLC) and its operation within enterprise security, risk, change and operational frameworks. Ability to analyse technical issues and changes, understand dependencies and communicate their impact clearly. Effective communication and stakeholder management skills across application, infrastructure, platform, engineering, operational and third‑party supplier teams.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply. This is a place for you Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%


• An annual performance-related bonus


• Share schemes including free shares


• Benefits you can adapt to your lifestyle, such as discounted shopping


• 28 days’ holiday, with bank holidays on top


• A range of wellbeing initiatives and generous parental leave policies

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers. Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.

Should you wish to contact us for any reason, please email us at: [e-mail] For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.