Tech Lead - Banking Service

TN United Kingdom; London; Hybrid; GBP 70,000 - 110,000; Full time

Job summary

An established industry player is seeking a Banking Service Tech Lead to shape the foundation of a digital bank. This pivotal role involves architecting scalable banking systems and leading cross-functional teams to deliver exceptional customer experiences while ensuring compliance with regulatory standards. You will leverage your extensive experience in financial technology to build robust banking APIs and systems, guiding a talented team towards engineering excellence. Join a collaborative and innovative environment where your contributions will significantly impact the future of banking technology.

Benefits

Competitive salary and equity package

Continuous learning and development opportunities

Collaborative work environment

Career growth programs

Flexible working hours

Crypto.com visa card

Attractive annual leave entitlement

Internal mobility program

Qualifications

• 8+ years of software development experience, with a focus on financial technology.
• 3+ years of experience managing engineering teams of 5+ developers.
• Deep understanding of banking operations and financial systems.

Responsibilities

• Lead the design and implementation of core banking systems using Golang or Ruby on Rails.
• Collaborate with teams to ensure compliance with regulatory requirements.
• Build and mentor engineering teams, driving best practices and continuous improvement.

Skills

Golang

Ruby on Rails

KYC/AML compliance

RESTful APIs

Microservices architecture

Cloud-native applications

Data security practices

Leadership

Problem-solving

Communication skills

Education

Bachelor's degree in Computer Science or related field

Master's degree in Finance or Technology

Tools

Docker

Kubernetes

AWS

GCP

Azure

Job description

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We are a team to design, develop, maintain, and improve software for various ventures projects, i.e., projects that are adjacent to our core businesses and are bootstrapped fast with a lean team. You will be actively involved in the design of various components behind scalable applications, from frontend UI to backend infrastructure.

About Us

Our mission is to create a seamless, secure, and innovative banking experience for our customers. We're looking for a Banking Service Tech Lead to help establish our foundation systems and lead our technical initiatives.

Role Overview

As the Banking Service Tech Lead, you will be responsible for architecting, developing, and maintaining our core banking infrastructure. You will work closely with cross-functional teams to ensure our banking systems meet regulatory requirements, security standards, and deliver exceptional customer experiences. This leadership role requires both technical expertise and strong people management skills to build and guide high-performing teams.

Key Responsibilities

• Lead the technical design and implementation of our core banking systems using Golang or Ruby on Rails
• Establish the foundation for our digital banking platform, including payment networks, account management, and transaction processing
• Design and implement secure and scalable banking APIs following Open API specifications
• Collaborate with compliance teams to implement robust KYC/AML systems and processes
• Develop data reporting flows that meet regulatory requirements and business intelligence needs
• Architect and implement financial treasury processes, FX exchange capabilities, and crediting systems
• Guide the team in integrating with payment networks and banking partners
• Ensure all systems meet banking regulatory requirements and security standards
• Build, mentor, and lead engineering teams, providing career development and performance feedback
• Drive engineering excellence through best practices, code reviews, and continuous improvement
• Manage project timelines, resource allocation, and technical delivery
• Collaborate with product, design, and business stakeholders to align technical solutions with business goals
• Represent the engineering team in executive and cross-functional meetings

Required Qualifications

• 8+ years of software development experience, with at least 5 years in financial technology
• 3+ years of people management experience, leading engineering teams of 5+ developers
• Strong proficiency in Golang or Ruby on Rails
• Proven experience building and scaling banking or financial services platforms
• Deep understanding of banking operations, payment networks, and financial systems
• Experience implementing KYC/AML solutions and compliance frameworks
• Knowledge of data security practices specific to financial institutions
• Experience with treasury management systems, FX exchange, and crediting systems
• Strong understanding of RESTful APIs and Open API specifications
• Experience with microservices architecture and cloud-native applications
• Demonstrated leadership skills with the ability to inspire and motivate teams
• Strong conflict resolution and problem-solving abilities
• Excellent communication skills and ability to translate complex technical concepts to non-technical stakeholders

Preferred Qualifications

• Experience working with global bank auditors and regulatory compliance teams
• Knowledge of or experience integrating with banking core SaaS systems such as ThoughtMachine, Audax, or Temenos
• Experience working with System Integrators (SI) on large-scale financial projects
• Understanding of ISO 20022, PSD2, or other banking standards
• Experience with real-time payment systems and card processing networks
• Knowledge of blockchain or distributed ledger technologies for financial applications
• Experience with cloud platforms (AWS, GCP, Azure) and containerization (Docker, Kubernetes)
• Background in data science or analytics related to financial services
• Experience managing distributed or remote engineering teams
• Track record of successful delivery in highly regulated environments
• Strategic thinking and ability to translate business vision into technical roadmaps
• Excellent team building and talent development capabilities
• Strong stakeholder management and executive communication skills
• Ability to drive consensus across diverse teams and perspectives
• Proven track record of delivering complex projects on time and within budget
• Adaptability and resilience in fast-paced, changing environments
• Commitment to fostering an inclusive and collaborative team culture

What We Offer

• Opportunity to shape the foundation of a digital bank from the ground up
• Competitive salary and equity package
• Continuous learning and development opportunities
• Collaborative and innovative work environment
• Career growth and leadership development programs

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Life @ Crypto.com

Empowered to think big. Try new opportunities while working with a talented, ambitious and supportive team.

Transformational and proactive working environment. Empower employees to find thoughtful and innovative solutions.

Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth.

Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another.

One cohesive team. Engage stakeholders to achieve our ultimate goal - Cryptocurrency in every wallet.

Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up

Aspire career alternatives through us - our internal mobility program offers employees a new scope.

Work Perks: crypto.com visa card provided upon joining

Are you ready to kickstart your future with us?

Attractive annual leave entitlement including: birthday, work anniversary

Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up

Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.

Work Perks: crypto.com visa card provided upon joining

Our Crypto.com benefits packages vary depending on region requirements, you can learn more from our talent acquisition team.

About Crypto.com:

Founded in 2016, Crypto.com serves more than 80 million customers and is the world's fastest growing global cryptocurrency platform. Our vision is simple: Cryptocurrency in Every Wallet. Built on a foundation of security, privacy, and compliance, Crypto.com is committed to accelerating the adoption of cryptocurrency through innovation and empowering the next generation of builders, creators, and entrepreneurs to develop a fairer and more equitable digital ecosystem.

Learn more at https://crypto.com.

Crypto.com is an equal opportunities employer and we are committed to creating an environment where opportunities are presented to everyone in a fair and transparent way. Crypto.com values diversity and inclusion, seeking candidates with a variety of backgrounds, perspectives, and skills that complement and strengthen our team.

Personal data provided by applicants will be used for recruitment purposes only.

Please note that only shortlisted candidates will be contacted.