Specialist Underwriter

SS&C Technologies; Stirling; On-site; GBP 30,000 - 40,000; Full time

Job summary

A leading financial services technology firm in Scotland is seeking an individual for a role focused on medical risk assessment and underwriting decisions. As part of a global provider, you will evaluate clients' medical information, support financial advisers, and ensure compliance with regulations. A strong analytical mindset and proficiency in Microsoft tools are essential for success in this position.

Qualifications

• Customer-focused attitude.
• Ability to follow detailed work instructions.
• Team player mindset.
• Keen eye for detail and enjoyment working with data.
• Strong organization and time management skills.
• Minimal related experience required.

Responsibilities

• Evaluate clients’ medical information for underwriting.
• Make accurate and timely underwriting decisions.
• Collaborate on discount calculations with actuarial teams.
• Provide support to financial advisers and stakeholders.
• Ensure compliance with regulations.
• Contribute to process improvements.

Skills

Customer-focused attitude

Attention to detail

Effective communication

Analytical skills

Tools

Microsoft Word

Microsoft Excel

Job description

As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial services and healthcare organizations, from the world's largest companies to small and mid-market firms, rely on SS&C for expertise, scale, and technology.

Job Description

About SS&C Technologies

SS&C is a global provider of investment, financial services, and software for the financial services and healthcare industries. Named to the Fortune 1000 list as a top U.S. company based on revenue, SS&C is headquartered in Windsor, Connecticut, with over 20,000 employees across more than 90 offices in 35 countries. Approximately 18,000 organizations in the financial services and healthcare sectors utilize SS&C's products and services to manage and account for their investments.

Job Role

SS&C is the largest global investor service provider, serving over 55 million investors. The company invests continually in global technology and services across distribution channels, including Asset Managers, Financial Advisors, Wealth Managers, Banks, and Insurers. Investor servicing is available in multiple countries, including the U.S., Canada, U.K., Ireland, Luxembourg, Australia, Hong Kong, and Singapore. SS&C also services mutual fund structures in various fund domiciles.

Global Investor and Distribution Solutions (GIDS)

This business unit offers the role, delivering global omni-channel investor servicing, including contact centre and digital services.

Responsibilities

1. Medical Risk Assessment: Evaluate clients’ medical information to determine life expectancy and insurability, impacting the discount applied to DGPs.
2. Underwriting Decisions: Make accurate, fair, and timely underwriting decisions within authority limits, balancing risk and client outcomes.
3. Discount Calculations: Collaborate with actuarial and technical teams to calculate the present value of retained rights for DGPs based on life expectancy, investment assumptions, and HMRC guidelines.
4. Client & Adviser Support: Provide technical underwriting support to financial advisers, trustees, and internal stakeholders regarding DGP structures and medical underwriting requirements.
5. Compliance & Documentation: Ensure all underwriting decisions comply with FCA regulations, HMRC expectations, and internal standards.
6. Continuous Improvement: Contribute to the development of underwriting philosophy, rules engines, and process enhancements to improve efficiency and accuracy.

Your Experience

• Customer-focused attitude.
• Ability to follow detailed work instructions and work under close supervision.
• Team player mindset.
• Keen eye for detail and enjoyment working with data.
• Proficiency with Microsoft Word and Excel.
• Strong organization and time management skills.
• Analytical, problem-solving, and decision-making skills.
• Effective communication and mathematical reasoning skills.
• Minimal related experience required.

EEO Statement / Non-agency Disclosure

We encourage applications from diverse backgrounds and particularly welcome applications from underrepresented groups to foster a variety of perspectives. We do not accept unsolicited resumes from headhunters, recruitment agencies, or fee-based services unless explicitly requested.

SS&C Technologies is an Equal Employment Opportunity employer and does not discriminate on any protected basis by law.