Software Engineer - Embedded Finance

Wise; London; On-site; GBP 50,000 - 80,000; Full time

Job summary

A global technology company in London seeks a Software Engineer for Embedded Finance. The role involves designing and maintaining scalable services, building public APIs, and collaborating across teams. Candidates should possess strong skills in Java, Spring Boot, and microservices, with a passion for solving complex problems and a strong sense of ownership.

Qualifications

• Experience in designing, building public API platforms.
• Strong understanding of Java with experience with Spring boot.
• Experience with microservices and event-driven design.

Responsibilities

• Design, develop, and maintain highly scalable services.
• Produce public facing APIs for integration.
• Collaborate with teams across Wise to deliver impactful solutions.

Skills

Java

Spring Boot

Microservices

Kafka

SQL

Communication Skills

Job description

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Software Engineer - Embedded Finance, London

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Client:

Wise

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

656b34fd4a65

Job Views:

25

Posted:

12.08.2025

Expiry Date:

26.09.2025

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Job Description:

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about .

Job Description

About the role

The embedded finance team aims to build the world's best embedded finance platform for our partners. We work closely with multiple functions within our vertical from solutions engineering and business development to understand the pain points of some of the largest enterprises in the world to build robust, scalable solutions for them. In the team you will be exposed to a wide range of challenges for our partners from being able to frictionlessly onboard their consumer and business customers to seamlessly moving money across borders.

We are looking for an engineer that is passionate about solving complex problems for their stakeholders. Someone who thrives working in an environment where they are empowered to make decisions and drive features and products forward. To do this, we believe that to make the best technical decision, you should have a strong understanding of the products you’re building.

How we work

We operate on a strong belief in automation, programmatic implementation, and reusable design. We’re looking for people who can step back and think holistically about the ecosystem, but also follow through and help implement the design; drawing on the resources across the rest of the global product tribe.

We need to sustain this growth by continuously iterating on the services we run, with a focus on availability, security, and ease of use. We’re looking for an engineer with relevant experience who can analyse complex requirements and deliver simple solutions to help our teams achieve our mission with speed and confidence.

What will you be working on?

Design, develop, and maintain highly scalable services.

Producing public facing APIs for others to integrate with.

Collaborate with teams across Wise to deliver real impact and expand the functionality we can offer to our partners on our platform.

Working closely with other members of the team to solve complex problems.

Advocating best practices and code reviews

What do you need?

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

Experience in designing, building public API platforms that others integrate with.

Strong understanding of Java with experience with Spring boot

Experience with microservices and event driven design.

Worked with Kafka or similar messaging systems

Knowledge of relational databases. SQL query optimisation and designing schemas is a plus

A strong product mindset and sense of ownership to enable you to make the best technical decisions and prioritise your work.

Great communication skills to drive projects across teams and be able to communicate complex technical concepts to both technical and non-technical audiences.

Able to work independently while still being a good team player.

Interested? Find out more:

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What do we offer:

#LI-AB3 #LI-Hybrid

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit.

Keep up to date with life at Wise by following us on and.