Senior Underwriting Team Lead – Hybrid, High-Value Risks

NHBC; Milton Keynes; Hybrid; GBP 80,000 - 85,000; Full time

Benefits offered by this job

27 days annual leave + bank holidays

enhanced pension scheme (up to 10.5%)

life assurance

subsidised private medical insurance

employee discounts platform

two days volunteer leave

enhanced maternity, paternity,/adotion

Job summary

NHBC is seeking a Senior Underwriting Team Lead to head and develop our Senior Underwriters, overseeing complex underwriting decisions across major projects, surety and specialist risks. You will combine people leadership with hands-on underwriting to ensure decisions are commercially sound and within authority levels, while building technical capability and supporting risk management.

You will lead a team, allocate complex cases, underwrite high-value deals, and drive quality through reviews

Qualifications

• Substantial underwriting experience, particularly with complex or specialist risks.
• Experience leading, supervising or developing other underwriters.
• Strong technical underwriting judgement within delegated authority frameworks.
• Good understanding of underwriting principles for contractor and builder risk.
• ACII or progress towards it desirable.

Responsibilities

• Lead, coach and develop a team of Senior Underwriters, managing performance and building technical capability.
• Allocate and oversee complex underwriting cases, ensuring workloads are managed effectively.
• Underwrite high-value and complex cases, making decisions within delegated authority.
• Drive decision quality through peer reviews, quality assurance and clear documentation.
• Prepare and present referral papers to the Underwriting Committee where required.
• Monitor underwriting performance, service levels and decision quality, providing regular management information.
• Work collaboratively with colleagues across underwriting, credit, pricing and technical standards to manage larger risks effectively.

Skills

Underwriting leadership

Complex underwriting

Delegated authority

Strong communication

Construction underwriting

Education

Relevant degree or equivalent

ACII progress towards it desirable

Job description

NHBC is seeking a Senior Underwriting Team Lead to head and develop our Senior Underwriters, overseeing complex underwriting decisions across major projects, surety and specialist risks. You will combine people leadership with hands-on underwriting to ensure decisions are commercially sound and within authority levels, while building technical capability and supporting risk management.

You will lead a team, allocate complex cases, underwrite high-value deals, and drive quality through reviews