Senior Underwriter - Complex Risks & Bonds Leader

NHBC; Milton Keynes; Hybrid; GBP 60,000 - 85,000; Full time

Benefits offered by this job

27 days annual leave + bank holidays

holiday purchase scheme

enhanced pension scheme (up to 10.5%)

life assurance

subsidised private medical insurance

employee discounts platform

two days volunteer leave

enhanced maternity, paternity, adoptio

leave and pay for all new parents

Job summary

NHBC is seeking a Senior Underwriter to join our Milton Keynes/London team in a hybrid role with two days in the office. You will take ownership of challenging risk assessments and help shape underwriting standards within a market-leading home warranty and insurance provider.

You will lead complex, high-value underwriting decisions, review major projects and surety bonds, provide technical guidance to colleagues, and mentor junior underwriters while maintaining strong stakeholder relationships.

Qualifications

• Extensive underwriting experience with delegated authority.
• Strong technical judgement balancing commercial considerations.
• Excellent communication and stakeholder management skills.

Responsibilities

• Lead the assessment and underwriting of complex, unusual and high-value risks within your delegated authority.
• Evaluate major developments, construction methods, contractor capability and associated risk exposures.
• Underwrite complex road and sewer bonds, assessing contractor strength and risk.
• Make sound decisions on risk selection, terms and conditions with escalation where needed.
• Provide technical guidance, peer reviews and mentoring to Underwriters.
• Contribute to underwriting guidelines and improvements to processes.
• Build relationships with stakeholders and negotiate complex underwriting requirements.

Skills

Underwriting experience

Technical judgement

Stakeholder management

Mentoring

Communication

Decision making

Education

Degree

ACII

Senior-level experience

Job description

NHBC is seeking a Senior Underwriter to join our Milton Keynes/London team in a hybrid role with two days in the office. You will take ownership of challenging risk assessments and help shape underwriting standards within a market-leading home warranty and insurance provider.

You will lead complex, high-value underwriting decisions, review major projects and surety bonds, provide technical guidance to colleagues, and mentor junior underwriters while maintaining strong stakeholder relationships.