Senior Underwriter - War, Terrorism and Political Violence

Hiscox Insurance Company; Greater London; In loco; GBP 90.000 - 140.000; Tempo pieno

Descrizione del lavoro

Hiscox London Market is seeking a Senior Underwriter to drive profitable growth by underwriting highly complex risks within the Lloyd's and international marketplace. You will balance bespoke underwriting with global broker relationships and guide junior underwriters, operating with high autonomy under Hiscox policies.

The role reports to the War Terrorism and Political Violence Line Underwriter and involves leading complex initiatives, mentoring colleagues, and delivering strategic underwriting

Competenze

• Senior underwriter with expertise in London Markets and international risks
• Experience guiding junior underwriters and leading teams
• Strong ability to balance bespoke underwriting with broker relationships
• Ability to operate with high autonomy within policy frameworks

Mansioni

• Lead assessment, pricing and negotiation of terms for complex risks in London Markets.
• Drive profitable growth through risk selection and portfolio management.
• Act as a key decision-maker balancing commercial opportunity with risk appetite.
• Mentor and develop junior underwriters and colleagues.
• Engage with global brokers and clients to build relationships and identify opportunities.

Descrizione del lavoro

Job Type:

Permanent

Build a brilliant future with Hiscox

About Us

Hiscox London Market is one of the oldest and most successful Lloyd's syndicates. Our leadership and underwriting expertise make us the leading insurer of global risks. We offer a range of products and services, including property, marine, energy, specialty, casualty, and crisis management. We are committed to embracing risk in an evolving world, designing insurance solutions to meet our clients' ever-changing needs.

The Team

Our War, Terrorism and Political Violence team forms part of Hiscox London Market's Crisis Management business. The team provides specialist insurance solutions for clients facing complex and evolving global risks, including war, terrorism, sabotage and political violence.

Operating in a dynamic international market, the team combines specialist underwriting expertise with strong broker relationships and a disciplined approach to risk selection and portfolio management. The Senior Underwriter will play a key role in supporting the continued development of the portfolio, strengthening our market relationships and developing underwriting talent within the team.

The Role

As a Senior Underwriter within London Markets, you will be instrumental in driving profitable growth by assessing and underwriting highly complex and specialist risks across the Lloyd's and international marketplace. This role demands deep market insight to balance bespoke underwriting with critical global broker relationships, ensuring our portfolio remains robust and innovative. You will act as an expert contributor, managing junior underwriters and guiding colleagues in resolving complex issues, thereby enhancing team capability and ensuring underwriting practices align with Hiscox's strategic goals. Operating with high autonomy within established policies, you will address broad, multi-dimensional problems with significant operational impact, contributing tactical and strategic recommendations that shape the functional strategy for London Markets Underwriting.

Role Focus & Decision Making

Lead the assessment, pricing, and negotiation of terms for highly complex and specialist risks within the London Markets portfolio.

Drive profitable growth through astute risk selection, disciplined portfolio management, and the development of innovative product solutions.

Act as a key decision-maker, applying expert judgment to balance commercial opportunity with Hiscox's risk appetite and governance standards.

Contribute significantly to the development and execution of functional strategy for London Markets Underwriting.

Manage and guide junior underwriters, fostering their development and ensuring adherence to best practices and Hiscox standards.

Proactively engage with global brokers and key clients to cultivate strong relationships and identify new business opportunities.

Develop and implement tactical recommendations that enhance underwriting efficiency, quality, and market responsiveness.

Role Scope

Operate as a senior specialist, providing expert underwriting guidance and leadership within the London Markets team.

Accountable for the performance and results of a complex book of business, influencing underwriting strategy and outcomes.

Lead specific workstreams, projects, or initiatives, ensuring high-quality delivery and effective local decision-making.

Act as a key contributor to the overall capability and development of the underwriting team through mentorship and knowledge sharing.

Influence and guide internal and external stakeholders on complex underwriting matters, representing Hiscox's expertise.

Reporting relationships / leadership

Reports to the War Terrorism and Political Violence Line Underwriter

Regularly influences and collaborates with a wide range of internal stakeholders, including claims, actuarial, finance, and operations teams.

Builds and maintains strong relationships with key global brokers and clients, acting as a senior point of contact.

Mentors and provides technical guidance to junior underwriters and colleagues, enhancing team expertise and performance.

May lead project teams or specialist workgroups, driving specific initiatives to successful completion.

Complexity & Problem Solving

Addresses broad, multi-dimensional underwriting problems with significant operational and financial impact, requiring sophisticated analytical and strategic thinking.

Exercises high autonomy and expert judgment when evaluating unique, complex risks, often without clear precedents.

Navigates intricate market dynamics, regulatory frameworks, and competitive pressures to formulate optimal underwriting solutions.

Guides colleagues in resolving highly specialised and challenging underwriting issues, acting as a technical authority.

Balances competing priorities of risk, quality, commercial pace, and stakeholder expectations in a dynamic London Market environment.

Proactively identifies, assesses, and resolves complex issues, escalating only when