Senior Underwriter / Right to Light

IDEX Consulting Ltd; Greater London; Hybrid; GBP 90,000 - 120,000; Full time

Job summary

Unknown insurer in London is seeking a Senior Underwriter to join the Title & Legal Indemnities team. You will underwrite commercial title and legal indemnity risks across Europe, assess title reports, structure and negotiate cover, and draft bespoke wordings to protect clients and lenders.

You will work with brokers, real estate counsel, investors and lenders, build networks across European jurisdictions, and contribute to new product development.

Job description

Senior Underwriter / Title & Legal Indemnities

London

We're working with a specialist insurer underwriting title and legal indemnity risks across Europe, known for its innovative approach to product design. Following sustained growth, they are looking to appoint a Senior Underwriter to their Title & Legal Indemnities team.

Title insurance has moved well beyond its US origins and is now a standard tool on European real estate and M&A transactions. It covers title to real estate and to shares, can insure some known defects that a W&I policy would exclude, and can sit alongside or in excess of W&I cover. Clients use it to remove escrow requirements, satisfy lenders, and insure whole portfolios where diligence is limited or unavailable. Legal indemnities complete the picture, protecting against defects such as restrictive covenants, missing easements, defective title and planning or building regulation issues.

You will underwrite commercial title and legal indemnity risks across European real estate and corporate transactions, from single-asset acquisitions and refinancings to cross-border portfolio and share deals. You'll assess title reports, legal due diligence and known defects, structure and negotiate cover, and draft bespoke wordings. You'll also work with brokers, real estate counsel, investors and lenders, build your own and the firm's network across key European jurisdictions, and contribute to new product development.

We're keen to speak with underwriters or brokers from the title, legal indemnity or transactional risk market, and with real estate lawyers who have strong title and transactional experience gained on commercial acquisitions, financing or portfolio work.

Lawyers get a route out of billable hours into a commercial seat where technical judgment drives the decisions. Market candidates get a senior platform at an insurer genuinely building product across Europe. Both enjoy ownership of high-value decisions, broader deal variety, a hybrid working pattern and genuine growth opportunity domestically and internationally.