Senior Underwriter

Pen Underwriting; York and North Yorkshire; On-site; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Competitive pay

Benefits package

Career development

Global reach

Job summary

Pen Underwriting seeks a Senior Underwriter to join the Risk Managed Commercial team. You will manage and grow a portfolio, handle renewal accounts, and develop new business opportunities while mentoring colleagues.

You’ll work under delegated authority, analyze data, and collaborate with brokers, clients and insurers to deliver excellent service. This role offers a dynamic environment, exposure to diverse accounts, and opportunities to shape product offerings within Gallagher and Pen’s MGA

Qualifications

• CII/Dip CII qualification or equivalent.
• Underwriting experience in servicing accounts.
• Proactive communicator with strong negotiation skills and attention to detail.
• Eligibility to work in the UK.

Responsibilities

• Manage and grow a portfolio of renewal accounts and respond to rating adjustments.
• Evaluate risks, handle technical claim cover requests and liaise with brokers, insurers and internal teams.
• Review and approve referrals from Underwriters and Assistant Underwriters within delegated authority.
• Mentor and train junior team members and share expertise to help them grow.

Skills

Negotiation skills

Analytical thinking

Team oriented

Proactive communicator

Education

CII/Dip CII or equivalent

A-Level or equivalent

Job description

Senior Underwriter to join our Risk Managed Commercial team. This is your chance to work with a dynamic team, manage a diverse portfolio, and make a real impact in the insurance industry. The role will focus on underwriting and servicing new, existing or both new and existing accounts. You'll have the opportunity to grow your expertise, mentor others, and contribute to our success.

How you'll make an impact

Manage and grow a portfolio of renewal accounts, working closely with clients to address rating and adjustment enquiries. Develop new business opportunities, ensuring excellent outcomes for clients, brokers, and insurers. Evaluating risks, handling technical claim cover requests, and liaising with brokers, insurers, and internal teams. Review and approve referrals from Underwriters and Assistant Underwriters. Operating within your delegated underwriting authority. Mentoring and training junior team members, sharing your expertise to help them grow. Developing a deep understanding of Pen's coverage offerings. Analysing and interpreting data to compile statistics.

About You

CII/Dip CII qualification or equivalent, with A-Level education or similar. Underwriting experience in servicing accounts, use specialist technical knowledge to handle claim queries, ensuring a connected service. Firm grasp of risk exposure, able to determine the acceptance criteria and risk classifications in a range of complex or unfamiliar situations. Experience in underwriting and servicing accounts, including handling claim queries. Proactive communicator with strong negotiation skills and a keen eye for detail. Strong trading and negotiation skills ensuring excellent outcomes for the customer, brokers, Pen and Insurers. Experience of planning and prioritising client renewals and seeking new business opportunities. Analytical and problem‑solving skills. A positive, team-oriented attitude with a commitment to delivering excellent service. Eligibility to work in the UK.

Introduction

At Pen, we don't just underwrite risk, we unlock possibility. We're a dynamic underwriting and distribution business backed by the strength of Gallagher and powered by a belief that every challenge has a solution. With entrepreneurial energy, niche expertise, and a bold growth mindset, we're transforming what it means to be an MGA in today's insurance landscape. Whether you're shaping new products, solving complex problems, or collaborating across teams, your ideas and initiative will help deliver smarter solutions for our clients and move the industry forward. Here, agility meets stability. Creativity meets execution. And your career meets real opportunity. At Pen, we champion innovation, value accountability, and thrive on building something better together.

Overview

Are you ready to take your underwriting career to the next level? Pen Underwriting is looking for a

Compensation and benefits

• Competitive compensation
• Comprehensive benefits programs designed to support your well-being
• Career development opportunities and ongoing learning
• A collaborative, people-first culture with accessible leadership
• The opportunity to do meaningful work with global reach and local impact
• At Gallagher, we are dedicated to building an inclusive and authentic workplace.

Although this role is listed as full-time.

Affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)