Senior Underwriter

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A spectacular and rare chance for an experienced and talented underwriter to give your career an exciting turbo-boost! As Senior Underwriter, this is the perfect ‘next step’ opportunity for you to make a real impact, whilst gaining incredibly valuable experience as a pivotal and senior member of a dynamic, friendly and forward-thinking team. To top it all, this is a role which comes with limitless scope to go much, much further.

About the company

You’ll be joining a thriving company which has established its leading expertise in business insurance. In addition, it is a division of a fast-growing international financial services group currently serving 11 million customers across the UK, the EU and the USA.

Headquartered in Wales, the company’s core business includes providing SME insurance for tradespeople, professionals, and couriers. Combining agility with reliability, it delivers innovative products and superior customer experience to this underserved market.

The company’s mission is growth oriented and strategically customer-centric, focused firmly on helping SME businesses prepare for their future by building long-term sustainable businesses.

The role

Joining a dynamic team, you’ll be pivotal to both the team’s and the company’s future success.

You’ll be responsible for:

1. Assessing risks and making informed underwriting decisions that help deliver competitive insurance solutions and the best possible outcomes for SME customers across a wide range of SME businesses.
2. Ensuring customers are being offered well-priced and properly structured policies which meet customers’ needs, whilst also adhering to company risk management guidelines and regulatory requirements.
3. Contributing to the development and review of policy wording.
4. Identifying opportunities for process improvements and applying your real-time knowledge of industry changes and trends to enhance your underwriting decisions.
5. Collaborating closely with your underwriting colleagues to ensure consistency across the board, whilst also sharing your knowledge and insights.
6. Working seamlessly with other departments, facilitating smooth communication and maintaining consistent and high-quality decision-making.

What you bring

To thrive, you’ll need a solid understanding of underwriting guidelines, ideally within the SME insurance market, and be comfortable pricing policies and assessing a variety of risks. This role would suit someone from an MGA, broker or insurer background who brings experience dealing with commercial products. Bring a good understanding of underwriting guidelines.

Crucial qualities include:

1. A keen eye for detail.
2. Strong problem-solving skills.
3. The ability to adapt quickly to fast-paced changes.
4. Strong professional judgement.
5. A positive attitude and commitment to high standards.

A naturally strong communicator both in internal and external contexts, you’ll be adept in explaining crucial underwriting decisions to clients or brokers - or resolving more complex queries. You’ll also be instrumental in helping develop junior team members, sharing best practice insights with them and providing effective guidance.

Overarching these attributes, you will share and be committed to the team’s values of collaboration, innovation, and customer focus.

Salary, benefits and work-Life balance

Discover a working culture in which you can be truly accepted, supported and empowered to be you. As you would expect from a people-centric business that is consistently voted one of the Sunday Times’ “Best Big Companies to Work For” in the UK, the company celebrates diversity and actively encourages inclusivity. The company has been acknowledged as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years.

This will be a hybrid role with transport and accommodation provided for office-based days or a remote position with occasional office days. In addition to working in a great people environment in lovely offices, you’ll enjoy an exceptional benefits package helping you to maintain a healthy and thriving work-life balance. This includes an unbeatable 33 days’ holiday (including bank holidays) which will increase with length of service (up to a maximum of 38 days including bank holidays).