Senior Treasury Credit Consultant - Bank Analysis

Nationwide; Swindon; Hybrid; GBP 70,000 - 100,000; Full time

Job summary

A leading financial institution is seeking a Senior Treasury Credit Consultant to enhance credit risk capabilities focusing on bank counterparties. The role involves managing credit risk, ensuring compliance, and providing analytical insights to optimize treasury activities. Ideal candidates will have strong analytical skills, comprehensive experience in credit risk management, and a good knowledge of financial markets. With flexible hybrid working options and commitment to employee development, this is an opportunity to contribute meaningfully to a member-focused organization.

Benefits

Personal pension contribution

Paid volunteering days

Life assurance

Salary sacrifice scheme benefits

Access to health and wellness programs

Annual performance-related bonus

Training and career development

25 days holiday

Qualifications

• Experience in credit risk management within a treasury environment.
• Ability to produce insightful analytics for counterparty credit assessments.
• Understanding of financial controls and governance.

Responsibilities

• Manage all aspects of credit risk related to treasury portfolios.
• Liaise with assurance teams for compliance and risk framework.
• Contribute to public disclosures and internal risk assessments.

Skills

Credit Risk Management

Analytical Skills

Financial Markets Knowledge

Team Collaboration

Job description

Senior Treasury Credit Consultant - Bank Analysis

Here at Nationwide we put our members at the heart of everything we do and every role, no matter what it's doing, has a part to play in this. The Treasury Credit Risk (TCR) team is responsible for managing the credit risk within the Society's treasury portfolios, which includes designing risk strategies and associated controls, managing the credit quality of counterparties, and providing specialist advice to the business. The team use their analytical skills and experience to provide insight to support all aspects of treasury activity. After all, the decisions we make in terms of who we lend to can affect our growth and our members.

We now have an exciting opportunity to join the TCR team to help us drive and enhance our credit risk capabilities, with a primary focus on the assessment of our bank counterparties.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll be located at our nearest regional hub. There will be a need to regularly connect with colleagues for collaboration events in one of our office sites. This is anticipated to be in London. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here .

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
What you'll be doing

Your job will include involvement in:

• Managing all aspects of credit risk: identifying, assessing, monitoring and managing credit risk within the treasury portfolios with a focus on counterparty credit risk (primarily Banks).
• Maintaining a strong control function, liaising with assurance teams to demonstrate compliance with risk framework and regulatory requirements.
• Ensure that a regulatory risk grading model remains fit for purpose, including advice and support to the modelling team, regulatory adherence, and ongoing monitoring.
• Contributing to the production of public disclosures and internal risk assessments, liaising with front line operational teams, senior management, and a wide variety of internal stakeholders.
• Integration activity required following the recent acquisition of Virgin Money.

However you undertake your work, the purpose will always be the same - your role will be to provide insightful analysis which enables the Society to make good decisions for our members.
About you

As a minimum requirement, you'll have experience of:

• credit risk management in a treasury related environment with experience of assessing bank credit quality, and a good knowledge of financial markets.
• working both as a team and using your own initiative, producing insightful analytics and using this to produce effective counterparty credit risk assessments.
• producing and assessing risk data with experience of presenting and written submissions.
• a clear understanding of financial controls and governance.

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think - we're honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don't settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.
The extras you'll get

There are all sorts of employee benefits available at Nationwide, including:

• A personal pension - if you put in 7% of your salary, we'll top up by a further 16%
• Up to 2 days of paid volunteering a year
• Life assurance worth 8x your salary
• A great selection of additional benefits through our salary sacrifice scheme
• Wellhub - Access to a range of free and paid options for health and wellness
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career
• 25 days holiday, pro rata

Banking - but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we're owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don't see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you're inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you're one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide.
What to do next

If this role is for you, please click the 'Apply Now' button. You'll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

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• Highly competitive salary and flexible benefits
• Highly competitive salary and flexible benefits