Senior Software Engineer

Lloyds Banking Group; City of Edinburgh; Hybrid; GBP 63,000 - 95,000; Full time

Benefits offered by this job

Hybrid Working

Job Share

Job summary

Lloyds Banking Group in Edinburgh is seeking a Senior Software Engineer to design, build and evolve modern payment solutions. You will work in the Payments Services Platform team, delivering secure, scalable services and collaborating with product and engineering partners.

You’ll contribute to engineering best practices, mentor teammates and help improve platform reliability, performance and security in a hybrid, full-time role.

Qualifications

• Experience designing, developing and maintaining high-quality software using Java.
• Experience supporting automated delivery pipelines and deployment automation.
• Ability to deliver reliable, scalable software while balancing customer and regulatory needs.
• Strong analytical and collaborative skills within cross-functional teams.

Responsibilities

• Designing, building and enhancing payment services within a collaborative agile feature team.
• Delivering scalable, resilient software using microservices and event-driven systems.
• Developing cloud-native solutions and improving platform reliability, performance and security.
• Working with product, engineering and industry partners to shape future payment solutions.
• Supporting software lifecycle activities including testing, automation, deployment and improvement.
• Contributing to engineering best practice and mentoring colleagues.

Skills

Software Engineering

DevOps

Technical Delivery

Problem Solving

Collaboration

Stakeholder Management

Tools

Kafka

Quarkus

Google Cloud Platform

React

TypeScript

Job description

End Date

Thursday 24 September 2026

Salary Range

£63,152 - £94,728

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE: Senior Software Engineer

SALARY: £63,152 -£75,000

LOCATION: Edinburgh

HOURS: Full-time

WORKING PATTERN: Hybrid – spend at least two days per week (or 40%) in our Edinburgh office.

About this opportunity

Join our Digital Finance Lab and help shape the future of payments and digital assets at Lloyds Banking Group!

We’re looking for a Senior Software Engineer to help design, build and evolve modern payment solutions that are secure, scalable and centred around customer needs. You’ll work within the Payments Services Platform team, contributing to services that enable millions of customers and businesses to move money safely, quickly and confidently.

This is an opportunity to combine deep engineering expertise with emerging technologies, helping us explore new payment capabilities and create value beyond today’s products and services!

What you’ll be doing

• Designing, building and enhancing payment services within a collaborative agile feature team.

• Delivering scalable, resilient software using modern architectures such as microservices and event-driven systems.

• Developing cloud-native solutions and improving platform reliability, performance and security.

• Working with product, engineering and industry partners to shape future payment solutions and customer outcomes.

• Supporting software lifecycle activities including testing, automation, deployment and continuous improvement.

• Contributing to engineering best practice, mentoring colleagues and helping to build technical capability across the team.

About the team

The Payments Services Platform enables customers and businesses across Lloyds Banking Group to move money securely and efficiently. We work closely with regulators, industry partners and engineering teams across the Group to deliver reliable, compliant and innovative payment solutions.

You’ll be joining a team that values collaboration, learning and continuous improvement, where engineers are empowered to experiment, challenge thinking and influence the future direction of our technology.

What you’ll need

We’re looking for people who bring a blend of technical capability, collaboration and problem‑solving skills. Key skills include:

• Software Engineering – substantial experience designing, developing and maintaining high‑quality software solutions using Java and modern engineering practices.

• DevOps – experience supporting automated delivery pipelines, deployment automation and continuous improvement of engineering practices.

• Technical Delivery – ability to deliver reliable, scalable software solutions while balancing customer, operational and regulatory requirements.

• Problem Solving – able to analyse complex technical challenges and identify practical, scalable solutions.

• Collaboration – experience working effectively within cross‑functional agile teams to deliver shared outcomes.

• Stakeholder Management – ability to build strong working relationships across engineering, product and external partner communities.

And any experience of this would be really useful

• Kafka, Quarkus or similar distributed application technologies.

• Distributed ledger technologies (DLT), blockchain or DAML.

• Google Cloud Platform (GCP) or other public cloud platforms.

• React, TypeScript or modern frontend development frameworks.

• Experience working on globally distributed or high‑scale payment platforms.

• Knowledge of payment processing, digital assets or financial services technology.

About working for us

Our focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our colleagues to feel that they belong and can be their best, regardless of background, identity or culture.

We’re committed to creating an environment where everyone can thrive. We welcome applications from people from all backgrounds and experiences, including people who are currently under‑represented within our industry.

We’re a Disability Confident employer and we’ll make reasonable adjustments to support you throughout the recruitment process. If there’s anything we can do to make the application process more accessible for you, please let us know.

We also offer a wide‑ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance‑related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous family leave policies

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values‑led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.