Senior Securities & Redemptions Lending Officer

Allica Bank Limited; Liverpool City Region; On-site; GBP 40,000 - 55,000; Full time

Job summary

Allica Bank, un leader dans le secteur Fintech, cherche à recruter un Senior Securities & Redemptions Lending Officer. Ce rôle crucial englobe la gestion des activités post-conclusion de la banque, nécessitant une expertise en prêt commercial. Les candidats doivent avoir une solide expérience, des compétences en gestion des parties prenantes et une grande attention aux détails. Notre culture d'entreprise favorise la flexibilité et l'inclusion, permettant à chaque employé de s'épanouir au sein de l'équipe.

Benefits

Full onboarding support and continued development opportunities

Options for flexible working

Pension contributions

Discretionary bonus scheme

Private health cover

Life assurance

Enhanced Maternity & Paternity leave

Qualifications

• Expérience dans la gestion de processus de crédit commercial.
• Connaissance des documents juridiques et de la gestion des prêts.
• Capacité à travailler dans un environnement réglementé.

Responsibilities

• Gérer les activités post-conclusion des prêts et garantir l'excellence opérationnelle.
• Point de contact pour les requêtes liées aux titres et aux remboursements.
• Maintenir des relations de travail positives avec les partenaires légaux et d'évaluation.

Skills

Attention to detail

Problem-solving

Communication

Stakeholder management

Education

Experience in commercial mortgage lending

Job description

Senior Securities & Redemptions Lending Officer

Milton Keynes, Manchester, London

GBP 40,000 - 55,000

Be among the first applicants.

5 days ago

Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech.

Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.

Role Description

The Senior Lending Servicing Officer plays a key role in the effective management of post-completion activities, undertaking all relevant post-completion requirements relating to all Allica Lending products. Including, for example, Land Registry checks, Redemptions, Releases, Lease reviews and annual reviews.

If think you can deliver operational excellence, with strong organisational and leadership skills then this role could be for you.

Principal Accountabilities

Supporting the Team Lead with Securities and Redemption.

Delegated authority – this could be for agreed 4eye checks, redemption sign offs, lease reviews.

First point of contact for Securities and Redemption queries, triaging before hand-off to team Lead.

Reviewing procedure guides to ensure up to date processes are captured.

Act as the first point of contact for Securities and Redemption queries.

Support the Team Lead on key functions like redemption sign-offs, lease reviews, and procedural updates.

Contact customers and/or professional advisors for required information.

Ensure all post-completion tasks are undertaken including ensuring that any post-completion undertakings are met within agreed timescales.

Maintain good working relationships with all legal/valuation partners to ensure smooth and timely exchange of correspondence and communication.

Undertake lease reviews and take ownership of Deeds documents or any such in-life documentation that requires the Bank’s oversight.

Liaise positively with Relationship Managers when in receipt of Redemptions and Partial Redemptions requests to retain Business where possible.

Personal Attributes & Experience

A generic knowledge of the commercial environment and lending pipeline management.

Experience in commercial mortgage lending, with a strong grasp of securities, redemption processes, and post-completion lifecycle.

Confident handling Deeds, Leases, and other in-life lending documentation.

Strong attention to detail and ability to operate in a fast-paced, regulated environment.

Outstanding problem-solving, communication, and stakeholder management skills.

Excellent analytical and problem-solving skills.

Working at Allica Bank

At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers.

Our employees are at the heart of everything we do, so our benefits are designed with you in mind:

Full onboarding support and continued development opportunities

Options for flexible working

Pension contributions

Discretionary bonus scheme

Private health cover

Life assurance

Family friendly policies including enhanced Maternity & Paternity leave

Don’t tick every box?

Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you!

We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.

Diversity

We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.