Senior Risk Underwriter- Trade Credit

QBE Europe; Manchester; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A leading insurance provider in the UK is looking for a Senior Risk Underwriter specializing in Trade Credit. This role involves managing client portfolios, assessing credit risks, and fostering strong relationships with clients and brokers. Ideal candidates should have a strong background in credit insurance or related financial services. The position offers hybrid working options and a robust benefits package.

Benefits

30 days holiday a year

Flexible working options

10% employer pension contributions

Comprehensive private medical insurance

Family-friendly policies

Remote work abroad options

Cycle-to-Work scheme

Qualifications

• Experienced professional with knowledge of the credit insurance market, preferably in underwriting or broking.
• Strong understanding of assessing credit/default risk of corporate entities.
• Excellent interpersonal skills to build relationships with clients and brokers.

Responsibilities

• Manage a client portfolio, delivering exceptional service and credit risk analysis.
• Build strong relationships with clients, brokers, and internal teams.
• Conduct buyer meetings and report on portfolio performance.

Skills

Analytical Thinking

Communication

Critical Thinking

Customer Service

Financial Modeling

Financial Products

Insurance Underwriting

Negotiation

Problem Solving

Risk Management

Stakeholder Management

Job description

Primary Details Time Type: Full time Worker Type: Employee

Senior Risk Underwriter- Trade Credit

London / Manchester with hybrid working

We’re offering an exciting opportunity to join our UK Risk Underwriting team in the Trade Credit Insurance sector. You’ll assess credit risk across a diverse portfolio, from domestic SMEs to global blue-chip corporates, spanning sectors such as Construction, Fuel, Metals, Retail, Advertising, Food & Drink, Tech/IT, Timber, and Finance.

In this client-facing role, you’ll manage your own relationships and develop as a market specialist. We empower our underwriters to own their decisions, supported by a highly experienced team.

We’re keen to hear from experienced trade credit professionals, ideally with credit insurance knowledge from underwriting, broking, or financial services backgrounds.

Your new role

• Manage a client portfolio, delivering exceptional service and credit risk analysis.
• Manage a portfolio of risk, answering credit limit requests as well as providing comprehensive analysis of key risks within the portfolio.
• Build strong relationships with clients, brokers, and internal teams to support business goals.
• Have ownership and demonstrate expertise of a specific sector, providing sectoral reports and regular sector updates to the team and the market.
• Conduct buyer meetings and report on performance.
• Collaborate across commercial, new business, and claims teams to align with strategic objectives.
• Apply reinsurance strategies and uphold underwriting standards.
• Maintain accurate records in QBE systems and contribute to peer reviews and best practice sharing.

About you

• Experienced professional with proven knowledge of the credit insurance market, preferably within an underwriting or broking capacity, or otherwise wider financial services discipline.
• If no prior experience of Credit Insurance itself, then the individual will need to have a strong and demonstratable knowledge of assessing credit/default risk of a corporate entity.
• Excellent interpersonal skills to build relationships with external clients and brokers and across all levels of our organisation.
• Extensive knowledge of economic and sectoral trends in the UK and global markets.
• Good reasoning capabilities, creative and lateral thinking, good problem-solving skills.
• A desire and drive to be a future team-leader with ambitions to line-manage.

Why QBE? At My Best

At QBE, we want our people to feel rewarded and inspired to perform at their best, that’s why we have created “At My Best”. It’s our connection, our way of showing we have your back. We understand that one size doesn’t fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It’s in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA.

We’re an international insurer that’s building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.

QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation (https://qbeeurope.com/careers/flex-qbe/).

With more than more than 13,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.

To find out more about why you should work for QBE, visit our careers website.

At My Best - QBE Benefits
You are more than your work – and QBE is more than a workplace, which is why we provide you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. As well as the benefits below we also offer an extensive choice of other options to suit you!

• 30 days holiday a year with the option to buy up to 2 additional days.
• Flexible working - balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours.
• Pension – you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary.
• Private medical insurance – we fund fully comprehensive private medical cover for you and all the family.
• Family friendly policies – we offer 26 weeks leave at full pay regardless of gender identity, sexual orientation or how you become a parent.
• Short term remote work abroad - you can request up to 20 days per year to work remotely from certain locations abroad.
• Sustainable investing - we believe sustainable integration is important for long term financial, environmental, and social outcomes. Our pension strategy supports our net-zero goal to achieve year-on-year reductions in carbon footprint, by investing more in green businesses than the broader market, so your savings are looking after the planet's future, as well as your own.
• Cycle-to-Work – benefit from regular exercise whilst making your commute greener and cheaper, select and bike and/or accessories up to the value of £5,000.

To find out more visit our Reward Page .

QBE Awards
Some of the award’s QBE are proud to have won, been a finalist for, and shortlisted for include;

AXCO Global Insurance Awards 2024 Winner: Network Management of the Year

Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer

UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year

Working Dads Employer Awards 2023 Winner: Parental Policies Award

Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star Employee

You can view all our awards here

Inclusion of Diversity

We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women’s Empowerment Principles and Race at Work charter helps keep us accountable and transparent. For more information on our strategy targets please take a look at our Careers Page

Accessibility

Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware.

ESG & Sustainability

At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce, and partnering for growth through innovative, sustainable, and impactful solutions. For further information regarding QBE’s sustainability targets, including our net-zero pledges and inclusion of diversity targets, and our award-winning impact investment initiative ‘Premiums4Good’, please visit our Sustainability homepage and read our latest Sustainability Report

What next? If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.

We believe this is our moment – what if it was yours too?

APPLY NOW and let’s make it happen!

Skills:

Analytical Thinking, Communication, Critical Thinking, Customer Service, Financial Modeling, Financial Products, Insurance Underwriting, Intentional collaboration, Managing performance, Negotiation, Problem Solving, Product Development, Risk Appetite, Risk Management, Stakeholder Management

How to Apply:

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.