Senior Risk Underwriter - Australia (Sydney Or Melbourne)

Buscojobs; Greater London; Hybrid; AUD 50,000 - 90,000; Full time

Job description

Senior Risk Underwriter - Australia (Sydney or Melbourne)

The Atradius Group provides trade credit insurance, surety and collections services worldwide, and has a presence through 160 offices in 52 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit.

At Atradius, we believe in personal development and the Growth Mindset. Our Culture is based on teamwork, reliable accountability, constantly improving and unrivalled service.

Department Description

Atradius Australia is looking for a self-motivated Senior Risk Underwriter in either our Melbourne or Sydney offices; the candidate will report to the Regional Head of Risk for Australia / New Zealand.

This is a great opportunity to join a growing part of the Atradius business and develop your skill set in a collaborative, inclusive environment. The role will include the chance to travel across the Australia, New Zealand region and you will be instrumental in delivering first class customer service to our customers and brokers.

Job Description

In this role you will be responsible for

• Analyzing the credit risk of SMEs, large enterprises and listed corporations across Australia, New Zealand, and the Pacific Islands for Domestic and Global clients.
• Responsible for setting appropriate strategies on companies and groups as well as underwriting credit limit decisions.
• Apply analyst knowledge and principles to identify and manage portfolio exposure.
• Responsible for setting underwriting strategy for each known buyer group / buyer / sector / country portfolio / class of risk / customer / holding.
• Responsible for setting standard and review limits / renew credit lines, setting, and maintaining risk scores / ratings on buyers within delegated authorities.
• Responsible for compliance with internal procedures including recording of decisions for use by both internal and external customers.
• Responsible for monitoring the development of the portfolio and modification of buyer underwriting risk management approach in the assessment of risks.
• Ensuring that proactive action is taken to compensate for economic upturns or downturns on a market, industry, or sector basis, to optimize the claims ratio.
• Building and maintaining relationships with brokers, customers, and buyers in the region.
• Presenting detailed review reports to the credit committee on large size cases.

What qualification should you have?

The ideal candidate will have the following profile :

Required qualifications :

• Will be a university graduate with a bachelor’s degree or above, with a focus in finance, accounting, economics, or business administration.
• Have a minimum of 3-5 years of Risk Underwriting experience, ideally in the Credit Insurance field.
• Have strong analytical skills and the ability to work independently.
• Will be a team player and a good communicator; will be able to explain difficult issues clearly and is able to adapt communication style to the audience.
• Have a strong customer focus and the ability to interpret client needs and identify solutions to non-standard tasks and queries.
• Will possess excellent writing skills and fluency in English.
• Candidates will require a good knowledge of the local market and industries.
• Candidates will ideally have a relevant Visa to work within Australia or have Australian PR or Citizenship.

What do we offer?

• A dynamic, international and challenging work environment.
• Training and support to reach your full potential including the opportunity for continuous professional development.
• Attractive terms and conditions, including competitive salary, superannuation package and a range of flexible benefits and rewards.
• Challenging tasks with individual development and training opportunities.
• EAP Program.
• Hybrid Working.

Equal opportunities for all

The success of our organisation stands with the quality of our people and the ideas they have. Insights and innovative solutions for our customers are the result of an interplay of cultures, knowledge and experience. That is why diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities, we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.

Do you have any questions about our offer?

Deadline for applications is Friday 10th January .

Title : Senior Risk Underwriter - Australia (Sydney or Melbourne)

Unit : RISK3-RS3-NLD, APAC & AIM

Deadline : 10 / 01 / 2025, 12 : 59

Employment type : Full time

Position type : Permanent

Job experience level : Intermediate Level, Senior Level

Country : Australia, Sydney, Australia, Melbourne