Senior Risk Manager – Property Risk

Nationwide; Swindon; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A large financial services organization in the UK is looking for a Senior Risk Manager. The successful candidate will oversee a team of Area Asset Risk Valuers, engage with external stakeholders, and shape property lending strategy. This role offers hybrid working with opportunities to connect with colleagues across the UK. Ideal for those passionate about property risk and customer-oriented practices.

Benefits

Personal pension with employer contribution

Paid volunteering days

Life assurance

Additional benefits through salary sacrifice

Wellhub access for health and wellness

Annual performance-related bonus

Training for career development

25 days holiday

Responsibilities

• Manage Area Asset Risk Valuers across the UK.
• Provide high level insight on property risk matters.
• Engage with external stakeholders at senior levels.
• Shape property lending strategy and policy.

Skills

Extensive PQE - RICS or Conveyancing/Legal professional qualification

Proven Property Risk and valuation experience

Experience of senior leadership and people management

Track record of developing property strategy/policy

Experience with property and climate data to manage risk

Job description

The Property Risk department at Nationwide and The Mortgage Works are seeking to expand their existing expert leadership team with the appointment of a new Senior Risk Manager.

As a Senior Risk Manager, you will have responsibility/oversight for a significant proportion of the UK, managing c15 Area Asset Risk Valuers based in strategic geographical locations. As part of the overall Regional Management team, you will share the responsibility with two colleagues for c45 Area Valuers, who cover the whole of the UK and operate as the eyes and ears of Nationwide/The Mortgage Works.

You will report directly to the Head of Property Risk, with significant responsibilities beyond the day-to-day management of your own team to provide high level insight and guidance on all property risk matters for the Society. You will have a clear mandate to advise and protect Nationwide/TMW and its members/customers.

We will require the successful candidate to engage with external stakeholders and liaise with other property professionals. The role requires interaction at a senior level with, for example the UK Government and industry governing bodies (such as UK Finance, the Build Society Association, Flood Re and the Law Society), and as such the role will require travel throughout the UK.

Nationwide`s Property Risk department acts as a key risk control to the wider business and is relied upon by all departments, in particular Senior Executives to provide safe property lending, but always with a strong focus on business opportunities such as how to innovate the house buying and selling process.

The successful candidate will therefore require a broad understanding of all matters affecting the UK property market and be current with specific legislation, compliance, audit issues and how best to triage any requirements into the business in a manner that provides timely interpretation and understanding. You will be at the forefront of shaping NBS/TMW property lending strategy/policy and how this is implemented to all stakeholders.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll be located at our nearest regional hub. There will be a need to regularly connect with colleagues for collaboration events in one of our office sites. This is anticipated to be in Bournemouth. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

What you’ll be doing

No two days are ever the same and the role does provide a wide variation in the tasks required which is unique within the lender community and is both rewarding and challenging. You will be recognised as an expert in your field and be able and willing to support many others within the department on all property related matters such as automated valuations, building safety, affordable housing and new builds, climate change, energy efficiency and retrofitting, leasehold and commonhold reform.

If you are looking to join a forward-thinking team who challenge the norm and are at the forefront of innovation and change within the residential property industry, then this is the role for you.

About you

• Extensive PQE - RICS or Conveyancing/Legal professional qualification
• Proven Property Risk and valuation experience and a working knowledge of the home buying and selling process
• Experience of senior leadership and people management
• A track record of developing property strategy/policy and implementing it
• Proven track record of evaluating and utilising property and climate data to manage risk

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you’ll get

There are all sorts of employee benefits available at Nationwide, including:

• A personal pension – if you put in 7% of your salary, we’ll top up by a further 16%
• Up to 2 days of paid volunteering a year
• Life assurance worth 8x your salary
• A great selection of additional benefits through our salary sacrifice scheme
• Wellhub – Access to a range of free and paid options for health and wellness
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career
• 25 days holiday, pro rata

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

#LI-POST