Senior Regulatory Reporting Analyst

Monzo; Greater London; Hybrid; GBP 56,000 - 64,000; Full time

Benefits offered by this job

Incentive awards tied to performance

Hybrid working in London

£1,000 learning budget per year

Job summary

Monzo is seeking a Senior Regulatory Reporting Analyst to join our data‑driven regulatory team in London. You will own the preparation, analysis and submission of capital and liquidity reports, ensuring adherence to regulatory interpretations and Pillar 3 disclosures.

You will optimise controls for timely and accurate reporting, enhance data quality, and build dashboards to provide clear insights for sign‑offs and business decisions, with a strong emphasis on automation and collaboration with IT

Qualifications

• Understanding of capital requirements and liquidity reports.
• Strong data accuracy and attention to detail.
• Willingness to learn SQL and collaborate with IT.

Responsibilities

• Taking ownership of preparation, analysis and submission of regulatory reporting (e.g., Capital, Liquidity).
• Ensure compliance with applicable regulatory interpretations.
• Assist in producing capital and liquidity regulatory reporting and disclosures (Pillar 3).
• Execute and improve controls to ensure timely, accurate, complete reporting.
• Maintain high data quality through profiling and issue investigation.
• Use data visualization to build dashboards for sign-off and insights.
• Collaborate with internal teams to inform business decisions and input into new product launches.
• Design efficient automation to scale reporting as the business grows.

Skills

Regulatory reporting

Data analysis

Data quality

SQL (bonus)

Automation

Stakeholder collaboration

Tools

Data visualization tools

Job description

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo

London • £56,100 - £64,000 • Incentive Awards tied to your performance

Our Regulatory team

We are looking for a curious, adaptive and data-focused Senior Regulatory Reporting Analyst with a strong attention to detail to join our regulatory reporting team at Monzo. The team is responsible for understanding our prudential regulatory reporting requirements, working on projects and submissions relating to these and collaborating with teams across Monzo.

Your role will include

• Taking ownership of the preparation, analysis and submission of regulatory reporting requirements (e.g. Capital, Liquidity)
• Ensuring compliance with the applicable regulatory interpretations
• Assisting the wider team in producing Monzo’s capital and liquidity regulatory reporting and disclosures (including Pillar 3)
• Executing and improving the controls required to ensure regulatory reporting is timely, accurate and complete
• Ensuring high data quality by performing data profiling and investigating data quality issues
• Using data visualisation tools to build dashboards and facilitate sign-off and useful insights
• Partnering with teams internally to help them make informed business decisions and providing input into new product launches
• Designing brilliant ways to automate your work and leverage technology to ensure we scale with the business

We’d love to hear from you if…

• You have a good understanding of capital requirements, liquidity reports and regulatory frameworks
• You’re excited by data and have a sharp eye for detail
• You have knowledge of coding languages (SQL would be a bonus), although a willingness to learn is just fine
• You have strong analytical skills, high attention to detail and the ability to meet tight deadlines
• You want to automate or enhance recurring processes, particularly by leveraging technology, and implement changes in collaboration with IT and regulatory change teams.

Benefits

• £56,100 - £64,000
• Incentive Awards tied to your performance
• This role is based in our London office, with a hybrid working approach
• We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.
• £1,000 learning budget each year to use on books, training courses and conferences.
• Plus lots more!

Location & Working arrangements

London • Hybrid working approach

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage.