Senior Regulatory Compliance Officer

TN United Kingdom; London; On-site; GBP 60,000 - 100,000; Full time

Job description

Senior Regulatory Compliance Officer (Payments)

Location: Bevis Marks, London, office-based role Mon to Fri 9-5pm.

Are you ready to make a significant impact in the digital payments industry with one of Europe's most innovative payments companies?

Join viva.com as a Senior Regulatory Compliance Officer, with the opportunity to progress to Deputy Risk and Regulatory Compliance Officer. Your expertise will help drive innovation and strengthen our risk management framework. Work in a dynamic environment, collaborate with top professionals, and contribute to a sustainable cashless economy. Apply now to be a key part of our team shaping the future of payments.

Why should I apply:

• Career development role to help develop processes within a high-growth organization;
• Recognition and rewards for achievements and success.

Why viva.com?

Viva.com is Europe's first Tech Bank for Businesses, revolutionizing omnichannel payment acceptance, offering card issuing, loans, and deposit accounts across Europe. Licensed by the Bank of Greece and operating under the EU FOS regime in 22 EU countries, it leads in Tap on Any Device technology, enabling payments on any device or without one. Viva.com aims to provide comprehensive business solutions with a vibrant ecosystem of over 450 tech partners, connecting to local payment schemes and systems, and promoting technological adoption among businesses.

What you will do:

Reporting to the UK Head of Regulatory Compliance, you will support and develop Viva Wallet’s UK risk and control framework, focusing on compliance with relevant legislative and regulatory requirements for Viva Wallet UK as an e-money firm. You will assist in ensuring risks are effectively mitigated and help execute the Compliance Monitoring Plan to ensure FCA compliance.

Key Responsibilities:

• Ensure compliance with all UK regulations and legislative requirements, including corporate governance best practices;
• Operate Viva Wallet’s UK Risk Committees in accordance with their Terms of Reference and applicable legal frameworks;
• Oversee and manage regulatory risks facing the UK business, including policy and process enhancements within Risk Appetite;
• Maintain relationships with internal and external stakeholders to provide governance advice and services;
• Assist in implementing the Compliance Monitoring Plan covering outsourcing, safeguarding, Consumer Duty, etc.;
• Contribute to agenda setting for the UK Risk Committee;
• Review governance processes, recommend improvements, and support innovative governance practices;
• Handle ad-hoc queries from the Head of Compliance.

Requirements:

• At least 5 years of experience in the European financial services sector, with 2+ years in risk and compliance roles within regulated institutions or consulting (payments experience is a plus);
• Knowledge of risk and compliance frameworks, policies, or principles;
• Proactive, hands-on approach to complex tasks;
• Ability to mentor junior staff;
• Strong organizational, analytical, and problem-solving skills;
• Ability to work independently and in teams, managing multiple projects under deadlines;
• Excellent presentation and interpersonal skills;
• Fluent in English (written and spoken);
• Opportunity to advance to Deputy Regulatory Compliance Officer;
• Benefits include an annual bonus, pension, 25-30 days holiday, maternity leave, and a dynamic multinational environment.