Senior Real Estate Origination & Structuring Lead

Lloyds Banking Group; Birmingham; Hybrid; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

Wellbeing initiatives

Parental leave

30 days holiday

Job summary

Lloyds Banking Group is seeking an Associate Director in Core Origination & Structuring for Real Estate in the UK, with hybrid working across London, Manchester and Birmingham. You will help grow the commercial real estate business, structuring financing solutions, and managing client relationships from opportunity through to completion.

You will work with cross‑functional teams to ensure rigorous credit, pricing and risk management while supporting ESG and Net Zero ambitions in client solutions.

Qualifications

• 3+ years’ experience in the UK Real Estate sector, including developer, investor and living-sector markets.
• Good credit assessment and debt structuring experience, developing commercial financing solutions that balance risk, return and client outcomes.
• Strong communication, collaboration and client relationship skills, with experience influencing stakeholders across teams.

Responsibilities

• Develop client relationships and support growth of the UK commercial real estate business.
• Collaborate with Relationship Directors to identify opportunities, build pipelines and win new business.
• Perform financial analysis, structuring, due diligence and negotiate commercial terms; ensure governance and risk controls.

Skills

Credit assessment

Debt structuring

Client relationships

Communication

Job description

Lloyds Banking Group is seeking an Associate Director in Core Origination & Structuring for Real Estate in the UK, with hybrid working across London, Manchester and Birmingham. You will help grow the commercial real estate business, structuring financing solutions, and managing client relationships from opportunity through to completion.

You will work with cross‑functional teams to ensure rigorous credit, pricing and risk management while supporting ESG and Net Zero ambitions in client solutions.