Senior Prudential and Financial Risk Management Auditor

Starling Bank; Southampton; On-site; GBP 100,000 - 125,000; Full time

Job summary

A leading fintech company in the UK is seeking a Prudential and Financial Risk Management Senior Auditor to join their Internal Audit team. The ideal candidate will have experience in banking or regulated financial services, and will be responsible for planning and executing audits to support the company's growth. Strong relationship management and a proactive approach are essential for this role. Competitive benefits including generous holiday, private medical insurance, and a company pension scheme are offered.

Benefits

25 days holiday plus public holiday allowance

Extra day off for your birthday

Annual leave increases with length of service

16 hours paid volunteering time per year

Private Medical Insurance

Life insurance at 4x your salary

Cycle to Work scheme

Qualifications

• Proven experience as a Prudential and Financial Risk Management Auditor.
• Ability to execute audits in a regulated environment.
• Strong understanding of audit processes in Financial risk.

Responsibilities

• Plan and execute audits in Prudential and Financial Risk management.
• Contribute to audits over Prudential / Financial Risk and Model Risk.
• Support the delivery of value-add audit reports.

Skills

Experience in Financial Services

Regulatory compliance knowledge

Strong relationship management skills

Excellent planning and presentation abilities

Self-starter attitude

Education

Background in banking or regulated financial services

Understanding of internal audit standards

Job description

Overview

We\'re looking for a talented Prudential and Financial Risk Management Senior Auditor to join our growing Internal Audit team. You should be an experienced Prudential and Financial Risk Management Auditor, ideally with a background in banking or regulated financial services. With limited supervision, you will develop relationships with management and plan and execute audits in Prudential and Financial Risk and other areas of Starling Bank. You will support Starling\'s senior management to protect the assets, reputation and sustainability of Starling as it continues on its growth path and delivers products and services. This position focuses on areas such as Prudential, Treasury and Finance (e.g. Regulatory Reporting) and Model Risk management.

Responsibilities

• Contribute to audits over Prudential / Financial Risk, Model Risk management and remediation areas, using Starling\'s in-house team and co-source providers.
• Undertake specialist regulatory reviews on ICAAP/ILAAP documentation, ALM activities (e.g. IRRBB, Capital) and the Resolvability Assessment Framework.
• Plan audits, document processes to be reviewed, identify risks and the key controls in place to mitigate the identified risks, and attend meetings with internal and external stakeholders.
• Document work papers to ensure consistency with audit methodology and quality standards, including formulation of logical and supportable conclusions.
• Support the delivery of value-add and insightful audit reports, ensuring factual accuracy is agreed upon and managing stakeholder communications.
• Draw and articulate well-formulated conclusions and pragmatic recommendations, and inspire and be an agent of positive change throughout Starling.
• Build and maintain strong professional relationships at all levels.
• Demonstrate influencing and negotiating skills, manage challenging conversations, and challenge in a constructive manner to support sustainable growth and ensure appropriate outcomes for customers.
• Liaise with Prudential and Financial Risk management in tracking progress in addressing audit recommendations and confirming their closure.
• Develop and maintain broad regulatory knowledge and experience. Stay abreast of business/industry changes and their effect on the audit plan, methodology and risk assessments.
• Contribute proactively to Internal Audit\'s performance objectives and work effectively as part of a team.
• Financial Services experience as an auditor or strong understanding of audit processes in Financial risk or Treasury (e.g., Liquidity Risk Management and Asset Liability Management).
• Experience or exposure to regulatory compliance applicable to UK-regulated banks.
• Strong relationship management and influencing skills, with excellent planning and presentation abilities.
• Experience in delivering integrated audits and supporting business auditors in identifying relevant Prudential / Financial risks and designing appropriate audit techniques.
• Good understanding of the full audit lifecycle including planning, execution and drafting findings to a high standard.
• Desire to learn and ability to juggle multiple priorities, adapt to a fast-paced environment.
• Self-starter with a flexible, can-do approach and ability to work in a fast-paced, regulated environment.
• Able to work collaboratively in a team and comfortable with agile ways of working.
• Understanding of the 2025 Institute of Internal Auditors (IIA) standards.
• Excellent attention to detail, highly organized with a proactive approach.
• Broad regulatory knowledge and experience, with ongoing awareness of business/industry changes and their impact on the team\'s audit plan and risk assessments.

Benefits

• 25 days holiday (plus public holiday allowance)
• An extra day off for your birthday
• Annual leave increases with length of service; option to buy or sell up to five extra days
• 16 hours paid volunteering time per year
• Salary sacrifice, company-enhanced pension scheme
• Life insurance at 4x your salary
• Private Medical Insurance with VitalityHealth including mental health support and cancer care; partner discounts
• Generous family-friendly policies
• Perkbox membership with retail discounts and wellbeing perks
• Cycle to Work and Salary-Sacrificed Gym partnerships

Inclusion and Equal Opportunity

Starling Bank is an equal opportunity employer, and we\'re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.