Senior Payments Fraud & Financial Crime Analyst

Frasers Group Financial Services; Chatburn; On-site; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Frasers Champion

Retail Reconnect

Fearless 1200

Frasers Fit

Retail Trust

Job summary

Frasers Group Financial Services in the United Kingdom is seeking a Senior Fraud & Financial Crime Analyst for Payments to develop and optimise controls around the new Virtual Credit Card product. You will produce performance insights, maintain regulatory MI, and drive continuous improvement of rules and reporting.

The role collaborates with Product, IT and Risk to ensure a safe launch and steady post-go-live operation, delivering analysis, tuning, and governance packs for management and

Qualifications

• 3+ years in FCA-regulated fraud analytics or payments.
• Strong SQL/Python/SAS capabilities.
• Experience with card payments data and schemes.
• Ability to translate findings to non-technical stakeholders.

Responsibilities

• Monitor fraud performance across channels and spot trends.
• Produce fraud/AML MI, dashboards, and governance packs.
• Track losses vs plan and support root-cause analysis.
• Analyse AML alerts and optimise monitoring rules.
• Ensure sanctions/PEP screening effectiveness and SAR support.
• Deliver scheme/regulatory reporting with strong controls.
• Conduct transaction-level fraud analysis and risk scoring.
• Develop/refine fraud rules and indicators.
• Optimize controls via tuning, A/B tests, and ML improvements.
• Support UAT, shadow testing and validation of new solutions.
• Maintain backlog of enhancements with evidence.
• Partner with Product/IT/Ops/Compliance for fraud strategy.
• Provide SME input and customer remediations insights.
• Produce incident reporting and post-event analysis.
• Maintain documentation of processes and rule changes.

Skills

SQL

Python

SAS

Fraud analytics

Payments data

Card schemes

Regulatory reporting

Analytical thinking

Stakeholder comms

Cross-functional

Tools

Marqeta

Featurespace

FICO

Ravelin

Job description

Frasers Group Financial Services in the United Kingdom is seeking a Senior Fraud & Financial Crime Analyst for Payments to develop and optimise controls around the new Virtual Credit Card product. You will produce performance insights, maintain regulatory MI, and drive continuous improvement of rules and reporting.

The role collaborates with Product, IT and Risk to ensure a safe launch and steady post-go-live operation, delivering analysis, tuning, and governance packs for management and