Senior Fraud & Payments Analytics Lead

FRASERS GROUP FINANCIAL SERVICES; Clayton-le-Moors; On-site; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Frasers Champion

Retail Trust access

Fearless 1200 recognition

Job summary

Frasers Group Financial Services is seeking a Senior Fraud & Financial Crime Analyst – Payments to lead fraud control development and performance management for the new Virtual Credit Card product. You will deliver high-quality MI, ensure regulatory compliance, and drive continual rule and model optimisation post‑launch.

Based in the UK, you will partner with Product, IT, Ops and Compliance to embed a robust fraud strategy, monitor performance, and support incident analyses while maintaining

Qualifications

• Strong analytical capability using SQL, Python, SAS or similar.
• Strong knowledge and experience in card payments data (authorisation, clearing, chargebacks).
• Familiarity with fraud decisioning platforms (e.g. Marqeta, Featurespace, FICO, Ravelin).
• Proven experience in fraud analytics or payments/issuing within an FCA‑regulated environment.

Responsibilities

• Monitor and analyse fraud performance across channels; identify trends and loss drivers.
• Produce and maintain fraud and AML MI, dashboards and reporting.
• Track fraud losses vs plan and support root‑cause analysis and forecasting.
• Analyse AML alerts, typologies and emerging risks; optimise monitoring rules and reduce false positives.
• Own and deliver scheme and regulatory reporting (Visa, Mastercard, PSD2/SCA, FCA).
• Develop and refine fraud rules, thresholds and risk indicators for the VCC ecosystem.
• Optimise fraud controls through rule tuning, ML performance improvement and scenario analysis.

Skills

SQL

Python

SAS

Fraud analytics

Card payments

Regulatory reporting

Data analysis

Tools

Marqeta

Featurespace

FICO

Ravelin

Job description

Frasers Group Financial Services is seeking a Senior Fraud & Financial Crime Analyst – Payments to lead fraud control development and performance management for the new Virtual Credit Card product. You will deliver high-quality MI, ensure regulatory compliance, and drive continual rule and model optimisation post‑launch.

Based in the UK, you will partner with Product, IT, Ops and Compliance to embed a robust fraud strategy, monitor performance, and support incident analyses while maintaining