Senior Paraplanner

Laithwaite Financial Services Ltd; Woking; On-site; GBP 30,000 - 50,000; Full time

Benefits offered by this job

Discretionary annual bonus

25 days annual leave + bank holidays

Company pension scheme

Death in Service benefit

Free on-site parking

Professional qualifications support

Job summary

Laithwaite Financial Services Ltd is seeking a technically proficient Paraplanner to join our team near Woking, Surrey. This full-time, office-based role focuses on research, analysis and supporting advisers across complex planning needs.

You will undertake investigations across pensions, investments, tax planning, trusts and estate planning, preparing high-quality suitability reports and developing planning strategies.

Qualifications

• Minimum Level 4 Diploma in Financial Planning.
• At least 3 years' experience in a dedicated Paraplanning role within an IFA, Financial Planning or Wealth Management firm.
• Strong technical knowledge across pensions, investments, protection, trusts, tax planning and inheritance tax.
• Proven experience writing detailed suitability reports.
• Experience using back-office systems, wrap platforms and financial planning software.
• Excellent analytical and research skills.
• Exceptional attention to detail and accuracy.
• Strong written and verbal communication skills.
• Ability to manage multiple cases and prioritise workloads effectively.
• Professional, proactive and team-oriented approach.

Responsibilities

• Analyse client information obtained from fact finds, meeting notes and existing records.
• Conduct detailed research and technical analysis across pensions, investments, tax planning, protection, trusts and estate planning.
• Prepare suitability reports, recommendation letters and supporting documentation to a consistently high standard.
• Undertake cash flow modelling and scenario analysis.
• Research products, platforms and providers to identify suitable client solutions.
• Review and analyse existing investment and pension arrangements.
• Support advisers before and after client meetings.
• Attend client meetings where appropriate.
• Ensure advice recommendations meet regulatory and compliance requirements.
• Keep up to date with FCA regulation, legislation and industry developments.
• Build and maintain strong relationships with providers and professional connections.
• Contribute to the firm's Investment Committee and broader technical planning initiatives.

Skills

Paraplanning experience

Pensions knowledge

Investments knowledge

Tax planning knowledge

Inheritance tax knowledge

Report writing

Analytical skills

Attention to detail

Communication skills

Time management

Education

Level 4 Diploma in Financial Planning

Tools

Intelliflo

FE Analytics

Cash flow modelling software

Wrap platforms

Job description

Location: Near Woking, Surrey

Salary: Up to £50,000 (DOE) + Benefits

Full-Time Office-Based

About Us

We are a well-established, highly respected and growing Independent Financial Adviser practice based on the outskirts of Woking. We provide bespoke financial planning advice to a loyal and expanding client base, including high-net-worth individuals with complex planning needs.

We are seeking an experienced and technically proficient paraplanner to join our established team. This is an excellent opportunity for someone who enjoys complex financial planning work and wants to play a key role in delivering exceptional client outcomes within a professional, collaborative environment.

This is a fully office-based role, offering close collaboration with advisers, administrators and fellow paraplanners.

The Role

As a paraplanner, you will work closely with Financial Advisers to provide comprehensive research, analysis and technical support across all areas of financial planning.

You will be involved in the full advice process, from undertaking research and analysing client circumstances through to preparing high-quality suitability reports and helping develop planning strategies.

This role offers exposure to:

• Retirement planning and pension strategies
• Investment portfolio construction and review
• Cash flow modelling
• Inheritance Tax planning
• Trust and estate planning
• Protection planning
• HNW and complex client cases

Key Responsibilities

• Analyse client information obtained from fact finds, meeting notes and existing records.
• Conduct detailed research and technical analysis across pensions, investments, tax planning, protection, trusts and estate planning.
• Prepare suitability reports, recommendation letters and supporting documentation to a consistently high standard.
• Undertake cash flow modelling and scenario analysis.
• Research products, platforms and providers to identify suitable client solutions.
• Review and analyse existing investment and pension arrangements.
• Support advisers before and after client meetings.
• Attend client meetings where appropriate.
• Ensure advice recommendations meet regulatory and compliance requirements.
• Keep up to date with FCA regulation, legislation and industry developments.
• Build and maintain strong relationships with providers and professional connections.
• Contribute to the firm's Investment Committee and broader technical planning initiatives.

About You

You will be an experienced Paraplanner with a strong technical knowledge base and a genuine passion for financial planning.

You will possess:

Essential

• Minimum Level 4 Diploma in Financial Planning.
• At least 3 years' experience in a dedicated Paraplanning role within an IFA, Financial Planning or Wealth Management firm.
• Strong technical knowledge across pensions, investments, protection, trusts, tax planning and inheritance tax.
• Proven experience writing detailed suitability reports.
• Experience using back-office systems, wrap platforms and financial planning software.
• Excellent analytical and research skills.
• Exceptional attention to detail and accuracy.
• Strong written and verbal communication skills.
• Ability to manage multiple cases and prioritise workloads effectively.
• Professional, proactive and team-oriented approach.

Desirable

• Experience working with high-net-worth clients.
• Experience using Intelliflo, FE Analytics and cash flow modelling software.

What We Offer

• Salary up to £50,000 (depending on experience)
• Discretionary annual bonus.
• 25 days annual leave plus bank holidays.
• Company pension scheme.
• Death in Service benefit
• Full support for professional qualifications and career development.
• Exposure to complex and technically challenging financial planning work.
• Friendly, collaborative and professional team environment.
• Free on-site parking.

Please note: This is a full-time, office-based position and applicants should live within a reasonable commuting distance of Woking.