Senior Motor Trade Underwriter

Covea Insurance Plc; Manchester; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

An established industry player is seeking a Senior Motor Trade Underwriter to join their Commercial Lines Team in Manchester. This role offers the chance to develop and manage broker relationships while underwriting bespoke commercial motor trade risks. With a hybrid working model, you will enjoy flexibility while contributing to the profitable development of the Midlands and North regions. The company fosters an inclusive environment, supports professional development, and offers a competitive salary along with various employee benefits. If you have a passion for underwriting and relationship management, this opportunity is perfect for you.

Benefits

Annual pay review

Performance-related bonus

25 days holiday plus bank holidays

Professional development opportunities

Health benefits

Tusker Car Scheme

Life assurance

Generous pension scheme

Volunteering day annually

Gym discounts

Qualifications

• Extensive experience in underwriting and trading commercial motor products.
• Strong relationship management skills with brokers.

Responsibilities

• Underwriting bespoke commercial motor trade risks profitably.
• Developing and maintaining relationships with Mid-Market brokers.

Skills

Underwriting experience

Broker relationship management

Communication skills

Problem-solving skills

Knowledge of commercial motor products

Education

Cert CII

Dip CII

Job description

Senior Motor Trade Underwriter

Senior Motor Trade Underwriter

Apply locations: Manchester, Halifax, Birmingham

Time type: Full time

Posted on: Posted 30+ Days Ago

Job requisition id: R1825

We’re seeking a Senior Motor Trade Underwriter to join our Commercial Lines Team.

This role will contribute to the profitable development of the Midlands, North, and Scotland Region, as well as the wider Mid Market Business. Responsibilities include case underwriting new business risks and actively managing existing business portfolios. We are looking for someone with extensive underwriting experience and a proven ability to build and develop broker relationships.

We operate on a hybrid basis, with our office based in Manchester two days per week and three days from home (flexibility may be required).

What will I be doing?

• Profitably developing and underwriting bespoke commercial lines motor trade risks within Covéa Insurance’s underwriting criteria, including on-site underwriting in broker offices.
• Managing the collection and delivery of motor trade accounts for the region.
• Developing and maintaining mutually beneficial relationships with Mid-Market brokers as their nominated development relationship underwriter for motor trade products.
• Supporting Covéa’s commercial lines account by engaging with regional brokers to foster new and existing relationships.
• Prospecting and contributing to the team’s growth targets by optimizing sales and retention.
• Maintaining accurate audit trails using Covéa Insurance’s systems, practices, and procedures.
• Underwriting within Covéa’s strategy and authority limits; referring cases outside of strategy or individual limits.
• Maintaining and striving to exceed service levels for internal and external customers.
• Keeping up-to-date with the commercial lines market, regional broking marketplace, and relevant legislation and litigation.
• Providing technical assistance, taking referrals, and guiding colleagues.

What would we like to see in you?

• Experience in underwriting and trading commercial motor products.
• Detailed knowledge of the broker market.
• Proven relationship management skills.
• Ability to meet and exceed personal and team objectives.
• Awareness of market and legal/industry developments.
• Minimum Cert CII; Dip CII or progress towards is preferred.
• Proven effective trading skills, including prospecting and optimizing new business and retention.
• A decisive approach to underwriting.
• Excellent communication skills to promote Covéa Insurance products and influence outcomes.
• Good problem-solving skills.
• Ability to work independently and as part of a team to achieve goals.

What's in it for you?

• 36.25 hours per week with flexitime and flexible working options.
• Annual pay review and performance-related bonus.
• 25 days holiday plus bank holidays, with options to buy or sell holidays.
• Opportunities for professional development through training, qualifications, and apprenticeships.
• Support for mental, financial, and physical wellbeing, including Mental Health First Aiders and an Employee Assistance Programme.
• Health benefits such as Virtual GP, eye tests, flu jabs, and private medical insurance options.
• Tusker Car Scheme – salary sacrifice for a fully maintained car for up to four years.
• Life assurance with flexible options and critical illness cover.
• Generous pension scheme with employer contributions up to 9%.
• A volunteering day annually for a charity of your choice.
• Loyalty Bonus after 5 years of service.
• Additional benefits like gym discounts, cycle schemes, and retail discounts via Perkpal.

Our Mission…

Our mission is to foster inclusive, engaged teams. We are committed to equal opportunity and celebrating diversity. As a Disability Confident Employer, we ensure a fair recruitment process and are happy to discuss reasonable adjustments during the application process.

Salary:

Competitive salary

Working hours:

36.25 hours per week

About Us

At Covéa Insurance, we believe a job is more than a 9-5; it’s a significant part of your life. We support our employees to thrive in an inclusive environment. We aim to challenge stereotypes about insurance companies and encourage a fun, engaging workplace where everyone’s successes are celebrated and supported, including charitable involvement.