Senior Mortgage Specialist

JR United Kingdom; London; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading bank in the UK is seeking a Senior Mortgage Specialist to develop mortgage business relationships, manage portfolios, and implement policies. This hybrid role requires strong communication and presentation skills, with a focus on high net worth clients.

Benefits

Up to 10% employer pension contribution

Life Assurance Cover

Income protection

Private Medical Insurance (post-probation)

Gym subsidy (up to £50/month)

Cycle to work scheme

Employee Assistance Program

Interest-free season ticket loan

Annual leave starting at 25 days

Qualifications

• Experience in Mortgage Advice and proven track record in Mortgage Services.
• CeMap Qualification required for the role.

Responsibilities

• Develop and grow new mortgage business relationships focusing on Buy to Let Mortgages.
• Manage an existing mortgage portfolio and develop new relationships.

Skills

CeMap Qualification

Mortgage Advice

Mortgage Services

Team Collaboration

Presentation Skills

Communication Skills

Job description

Social network you want to login/join with:

About FirstBank UK

FirstBank UK is a globally recognised, top-tier bank providing world-class services to institutions and individuals. It offers a comprehensive range of retail and corporate financial services/products. With over 10 million active customers across more than 700 locations, it is the oldest African bank in the UK.

Due to business requirements, we are seeking an experienced Senior Mortgage Specialist.

Role Details

This is a hybrid role with 3 days in the office and 2 days working from home.

Key Responsibilities

1. Develop and grow new mortgage business relationships for UK residents, focusing on Buy to Let Mortgages and UK Commercial business, aligned with the UK Mortgage Strategy for Private Banking.
2. Develop and implement policies and procedures for customer engagement and establish a UK Mortgage footprint within the Bank’s Enterprise Wide Risk Framework.
3. Build a client base and sales leads through personal networks, Mortgage Introducers & Agents, and client referrals.
4. Offer mortgage products to target clients (HNWIs/HNIs), develop new high net worth client relationships, and cross-sell the Bank’s products.
5. Manage an existing mortgage portfolio while developing new relationships to grow the mortgage book and revenue.
6. Collaborate with the Head of Business to develop and implement a UK Residents Mortgage desk as part of the Bank’s new business strategy.
7. Work with the Business Head to facilitate integrated business development and provide mortgage solutions to the Bank’s HNWIs.
8. Oversee policies, procedures, and regulatory requirements related to UK Residents BTL and other departmental strategies.
9. Assess client mortgage requests for viability and prepare credit applications for approval.
10. Perform accurate affordability assessments for mortgage and lending services.

Key Skills & Experience

• CeMap Qualification
• Experience in Mortgage Advice
• Proven track record in Mortgage Services
• Ability to work effectively in a team environment
• Strong presentation skills and experience managing senior stakeholders
• Excellent communication skills, including reporting to senior leadership

Benefits

• Up to 10% employer pension contribution
• Life Assurance Cover
• Income protection
• Private Medical Insurance (post-probation)
• Contribution towards glasses/contacts and eye tests
• Gym subsidy (up to £50/month)
• Cycle to work scheme
• Employee Assistance Program
• Interest-free season ticket loan
• Annual leave starting at 25 days, increasing with service
• Give As You Earn (GAYE)

The Curve Group is First Bank UK’s recruitment partner and acts as a Data Processor. They will hold your submitted information, with First Bank UK having access. Privacy policy: here.

First Bank UK is an equal opportunities employer, encouraging applications regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, pregnancy, or maternity.