Senior Medical Underwriter

JR United Kingdom; Cambridge; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A leading company in the insurance field seeks a medical underwriter to ensure customers receive fair and accurate underwriting decisions. Join a customer-focused team where you'll manage a case pipeline, provide medical decisions, and deliver exceptional service within a supportive regulatory environment. Flexible working options are available.

Qualifications

• Minimum of 3-5 years of experience in medical underwriting.
• Strong knowledge of the protection market.
• Ability to research and interpret complex medical information.

Responsibilities

• Manage a case pipeline from application to offer, balancing cost and risk.
• Provide medical underwriting decisions aligned with commercial risk.
• Deliver excellent customer service within regulatory framework.

Skills

Medical underwriting

Analytical skills

Communication

Attention to detail

Education

Qualifications in insurance or underwriting

Job description

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As part of the underwriting division, you will play a key role in ensuring customers receive accurate, fair underwriting decisions paired with exceptional service. You’ll be joining a customer-centric team that ensures policies are set up correctly, giving customers peace of mind when they need it the most.

Key Responsibilities:

• Manage a case pipeline from application to offer, making informed decisions that balance cost, risk, and customer outcomes.
• Provide medical underwriting decisions that align with commercial risk and within personal authority levels.
• Deliver excellent customer service within the regulatory framework, ensuring customer needs are met.
• Serve as a technical point of reference, offering underwriting guidance to both internal teams and external stakeholders.

About You:

• Proven experience in medical underwriting, including critical illness, death, and income protection within the UK market.
• Strong knowledge of the protection market and ability to research, analyse, and interpret complex medical and underwriting information.
• Familiarity with medical terminology and ability to make informed decisions based on medical data.
• Excellent written and verbal communication skills, with an analytical mindset and attention to detail.

Qualifications and Experience:

• Minimum of 3-5 years of experience in medical underwriting.
• Relevant qualifications in insurance or underwriting will be advantageous.

If you are a customer-focused individual with strong decision-making abilities and a passion for delivering excellent service, this role could be a great fit for you!

Remote/hybrid and full or part time options available