Senior Manager - ECP Client Risk Assessment & Decisioning

Lloyds Banking Group; Leeds; Hybrid; GBP 83,000 - 107,000; Full time

Job summary

Lloyds Banking Group seeks a Senior Manager for ECP Client Risk Assessment, focusing on managing economic crime risks across various business segments. The role involves leading a growing team, implementing strategic risk initiatives, and ensuring regulatory compliance while fostering collaborative development within the organization.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Flexible benefits for lifestyle adaptation

30 days’ holiday plus bank holidays

Wellbeing initiatives and parental leave policies

Qualifications

• Strong experience in Economic Crime roles covering Sanctions, Fraud, and AML.
• Demonstrated success in team management and delivery of strategic goals.
• Ability to lead through change with clarity.

Responsibilities

• Lead a team of 15+ risk specialists in client onboarding and retention assessments.
• Drive continuous improvement activities and innovation in risk management.
• Ensure compliance with regulatory changes and manage high-risk assessments.

Skills

Team Leadership

ECP Knowledge

Change Management

Partner Management

Job description

End Date

Thursday 12 June 2025

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE:Senior Manager - ECP Client Risk Assessment & Decisioning

SALARY: £83,000 - £107,000

LOCATIONS:Edinburgh / Birmingham / Bristol / Manchester / Leeds

HOURS:Full-Time

WORKING PATTERN:Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites

About This Opportunity

Economic Crime poses a threat to the safety and security of the Group, our customers, and our communities. We play a key part as one of the largest financial services providers in identifying and preventing Economic Crime (EC).

Against a backdrop of a changing threat environment, we must evolve our prevention, detection, and response to ensure that we're responding to the risks of today and the evolution of the threat of tomorrow.

We're the Economic Crime Prevention (ECP) team with responsibility for managing EC risk (fraud, money laundering, bribery, sanctions) across our business banking, commercial, and corporate businesses.

Between them they have more than 1 million clients from sole traders through to global corporate firms. We've an important part to play help our business achieve their growth aspirations in a safe and sustainable way. So, join us and be part of Helping Britain Prosper to advance our control framework and capabilities.

Core Purpose:This is an opportunity to lead a team of 15+ risk specialists responsible for assessing and investigating high-risk factors to determine client onboarding or retention. You’ll work alongside two other Senior Managers who, together, oversee a wider team of 100+ colleagues across key risk specialisms, including: Sanctions, Politically Exposed Persons, Fraud, Adverse Media, Anti-Money Laundering due diligence on high-risk clients; Payment Service Provider / Correspondent Banking due diligence; and in-depth investigations triggered by suspicious client activity.

We're highly collaborative and help all colleagues to become rounded risk professionals by developing a broad range of skills. You'll be helping colleagues in their development. As a subject matter expert, you'll keep abreast of industry developments and regulation, sharing information across appropriate teams.

We encourage innovation, to focus on risks and streamline wasteful processes. You'll lead in delivering continuous improvement activities. These are to ensure the team keeps abreast of regulatory changes and horizon risks, as well as eliminating non-value adding tasks or processes.

Why Lloyds Banking Group

We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

What You’ll Need

Do you have demonstrable experience leading teams and ability to work effectively with partners across a variety of business functions?

You’ll need to show a passion for developing new ways of working and knowledge of the ECP risk specialisms covered in this team.

• Strong experience and technical knowledge in an ECP role (this must include Sanctions, Fraud and AML).

• Demonstrated success in managing and motivating large teams, driving engagement, accountability, and delivery of strategic goals.

• Proven ability to lead teams through change with empathy and clarity—adapting to evolving operating models, supporting colleagues through transitions, and bringing the team along on the journey with a shared sense of purpose.

• Track record in coordinating work in order to achieve expectations and follow established timelines.

• Partner management skills, to lead important client relationships with guidance from senior colleagues.

And Any Experience Of These Would Be Really Useful

• Coaching skills and track record of personal development.

• Experience in the design and implementation of a compliance programme while ensuring adherence to regulatory and compliance standards.

• Ability to identify shortcomings, then suggest and implement improvements to existing business practices.

About Working For Us

Our focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long term health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern.

If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.

We also provide reasonable adjustments throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition. If you’d like an adjustment to the recruitment process just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch.We’d love to hear from you! ?

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.