Senior Manager, Compliance

Credit Karma; London; On-site; GBP 70,000 - 90,000; Full time

Job summary

Credit Karma is seeking a Senior Manager of Compliance to oversee compliance in the UK and Canada. This role requires strong leadership and in-depth knowledge of regulatory requirements, ensuring the company’s policies align with compliance standards while fostering a collaborative environment.

Benefits

Generous benefits and perks

Diverse and inclusive work environment

Qualifications

• 5+ years of experience in Compliance.
• Deep understanding of FCA Handbook and Consumer Duty.
• Experience leading cross-functional projects.

Responsibilities

• Responsible for the compliance framework for the UK and Canada.
• Lead cross-functional projects to identify and mitigate risks.
• Ensure compliance with FCA reporting regime.

Skills

Interpersonal communication

Problem-solving skills

Project leadership

Job description

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Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans (car, home and personal) and savings accounts and checking accounts* -- all for free. Credit Karma has grown significantly through the years: we now have more than 1,700 employees across our offices in Oakland, Charlotte, Culver City, San Diego, London and New York City.

*Banking services provided by MVB Bank, Inc., Member FDIC

We’re looking for an experienced Senior Manager of Compliance to join us and take ownership of all aspects of compliance from day-to-day and process management to company-level strategy development. You’ll be responsible for helping the company comply with relevant regulation in the UK and Canada, applying your in-depth knowledge of the regulatory landscape to the company’s policies, procedures, and training. As a senior manager, you will manage regulator relations, offer compliance support to the business, and work to secure positive outcomes for our customers.

You will report to the Head of Legal, International and work closely with members of our Legal and Compliance team and cross-functional teams across the organisation. The role requires a self-motivated and highly collaborative individual who excels in a dynamic, fast-paced environment.

What you'll do:

• Responsible for the delivery and operation of the compliance framework for UK and Canada
• Act as SMF16 and perform the prescribed responsibilities of the Compliance Oversight Function.
• Work closely with our global compliance team in the US to develop, implement and improve processes and policies to ensure that there is effective oversight.
• Maintain a strong compliance culture, focussed on good customer outcomes and treating customers fairly, including creating and managing policies and training
• Manage ad hoc compliance projects, such as obtaining new FCA or other regulatory permissions and launching new regulated and unregulated products.
• Lead the enterprise risk management framework for the UK and Canada including conducting regular audits and risk assessments of the company's operations to ensure that it is meeting regulatory requirements.
• Scope the necessary controls to mitigate compliance risk, detailing the requirements and managing implementation
• Ensure appropriate reporting of internal management information, including to the Board, and assist with the submission of the reports required by the FCA reporting regime.
• Lead cross-functional projects with multiple colleagues to proactively identify and mitigate upcoming risks and remediation projects
• Assess the business impact of new and evolving regulatory requirements in the consumer financial products space

What's great about the role:

• The autonomy, pace, and quick decisioning of a startup, with the stability of Credit Karma’s mature platform and business
• Lots of opportunity to break new ground, discover and solve brand new challenges, and make key decisions impacting a large engineering organisation
• Have the autonomy to achieve results without micromanagement

What we are looking for:

• 5+ plus years of experience with Compliance
• Deep understanding of FCA Handbook, Consumer Duty, consumer credit (CONC) and SMCR.
• Experienced compliance professional who can take on the SMF 16 function
• Ability to lead projects involving cross-functional partners
• Understand how to apply a risk based approach, make trade offs and find the balance between best practice & what is necessary for the immediate situation.
• Outstanding interpersonal communication skills and comfortable providing effective challenge whilst building strong, collaborative relationship
• Intellectual creativity and problem-solving skills that involve risk based decision making

What we would like to see:

• Experience with FCA rules for credit information, insurance and MCOBS a plus.
• Interest in machine learning and AI

Credit Karma is proud to be an Equal Employment Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information or other protected characteristic. We prohibit discrimination of any kind and operate in compliance with applicable fair chance laws.

Credit Karma is also committed to a diverse and inclusive work environment because it is the right thing to do. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated.

Please contact if you are interested in e mployment with Credit Karma and need special as sistance or an accommodation to either apply or interview for a specific role.

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