Senior Life Medical Underwriter - Flexible & Impactful

Legalandgeneral; Cardiff; Híbrido; GBP 45 000 - 60 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Performance bonus

Life assurance

Healthcare plan

Holiday entitlement 25+ days

Employee discounts

Resumo da oferta

Legal & General is recruiting a Life Medical Underwriter in Cardiff to evaluate medical and financial risk for Life Insurance, Critical Illness and Income Protection. You will work autonomously within a collaborative team, balancing risk and customer outcomes.

The role offers flexible working options and a clear path for professional development. You’ll contribute to process improvements, ensure regulatory compliance, and maintain thorough underwriting records while engaging with internal and

Qualificações

• UK medical underwriting experience is essential.
• Strong understanding of mortality and morbidity risk factors, including financial underwriting.
• Extensive knowledge of Life, Critical Illness, and Income Protection products.
• Excellent written and verbal communication skills.
• Knowledge of relevant UK legislation and regulatory requirements.
• Experience contributing to or leading underwriting improvement initiatives.

Responsabilidades

• Assessing and documenting life and disability risk by reviewing applications and determining underwriting terms.
• Making underwriting decisions across Life, Critical Illness, and Income Protection with focus on outcomes and risk.
• Participating in or leading process improvement to enhance underwriting quality and efficiency.
• Requesting additional medical or financial information as appropriate without delaying the journey.
• Escalating and addressing potential complaints with root-cause analysis.
• Maintaining accurate records of underwriting activity for reporting and decision making.
• Keeping up to date with regulatory requirements and ensuring compliance.
• Communicating professionally with internal stakeholders, customers, and third parties.
• Ensuring underwriting activity aligns with sales commitments and delivery standards.

Conhecimentos

Medical underwriting

Mortality risk factors

Morbidity risk factors

Life insurance products

Critical Illness products

Income Protection

UK regulation compliance

Communication skills

Underwriting improvement

Descrição da oferta de emprego

Legal & General is recruiting a Life Medical Underwriter in Cardiff to evaluate medical and financial risk for Life Insurance, Critical Illness and Income Protection. You will work autonomously within a collaborative team, balancing risk and customer outcomes.

The role offers flexible working options and a clear path for professional development. You’ll contribute to process improvements, ensure regulatory compliance, and maintain thorough underwriting records while engaging with internal and