Senior Java/Kotlin Software Engineer

Zopa; Greater London; Hybrid; GBP 69,000 - 109,000; Full time

Job summary

Zopa is hiring for a senior engineering role in London. This permanent hybrid position sits within our Cards Engineering team and involves building scalable distributed services for financial products.

You will partner with stakeholders to align technical solutions with business goals in a fast-paced environment. You will contribute to high-quality code delivered frequently, with a strong focus on reliability and customer impact, while continuously learning new technologies and collaborating

Qualifications

• Experience with large-scale distributed software systems with proven scalability and complex topologies.

Responsibilities

• Solve real financial problems for millions of customers.
• Work on distributed systems processing thousands of transactions daily.
• Build resilient services that handle customers' money.
• Create experiences that make complex financial products feel simple.
• Ship code multiple times a week and focus on customer impact.
• Collaborate closely to solve hard problems and take operational ownership.

Skills

Distributed systems

Test-driven development

Behaviour-driven development

Stakeholder communication

Fast-moving environment

Team player

Product-focused mindset

Fintech experience

Tools

Kotlin

Kafka

Kubernetes

Docker

AWS Aurora Postgres

Java

Job description

Salary: £69,000 - 109,000 per year

Requirements:

• We want engineers who are interested in the problem, not just the requirements.
• We value experience with large-scale distributed software systems that have proven scalability and complex topologies.
• We value a strong commitment to quality and an advocate of test-driven development, or even better, behaviour-driven development.
• We want people who are comfortable in a fast-moving environment and ambitious about the speed and quality of their code.
• We look for candidates who enjoy talking to key stakeholders and understand the business objectives of the company.
• We want people who are comfortable with uncertainty, fast change, and collaborative problem-solving.
• We value team players who thrive in an honest and friendly working atmosphere.
• We work with Kotlin, Kafka, Kubernetes, Docker, AWS Aurora Postgres, and other modern technologies, so we value skilled engineers with a willingness to learn.
• We value a product-focused engineering mindset.
• Experience building distributed systems at scale is important.
• Experience with fintech or banking is a plus, but we welcome problem-solvers from all backgrounds.

Responsibilities:

• We solve real financial problems for millions of customers.
• We work on distributed systems processing thousands of transactions daily.
• We build resilient services that handle peoples money.
• We create experiences that make traditionally complex financial products feel simple.
• We ship our code multiple times a week.
• We focus on the impact for the customer rather than lines of code.
• We collaborate closely to solve hard problems.
• We take operational ownership, not just feature delivery.
• We continuously improve through honest feedback.

Technologies:

• AI
• AWS
• Docker
• Support
• Kafka
• Kotlin
• Kubernetes
• Cloud
• Java

More:

We are Zopa, started in 2005 as the first peer-to-peer lending company and launched Zopa Bank in 2020. We are redefining what it feels like to work in finance by putting people at the centre and building a business that empowers everyone to aim high and move finance forward. We are proud of our achievements, including being named in the top three UKs Most Loved Workplaces. This is a permanent, hybrid Engineering role within our Cards Engineering team in London, with face-to-face collaboration in our London office 2-3 days a week. We support flexible ways of working and offer the option to work from abroad for up to 120 days a year, subject to the right to work in the country of choice. We value diversity, have nearly 50 nationalities across the business, and offer a workplace free from discrimination. We also share clear guidance on AI use during interviews as part of our hiring process.

last updated 36 week of 2026