Java/Kotlin Software Engineer

Zopa; Greater London; Hybrid; GBP 69,000 - 109,000; Full time

Job summary

Zopa in London is seeking a product-focused engineer to help build distributed systems at scale. You will design, ship and own modern microservices, collaborating closely with product, design and data teams.

The role is permanent and hybrid, with 2–3 days in our London office and the option to work from abroad up to 120 days per year, subject to right to work. We value innovation, flexibility and a people-first culture.

Qualifications

• We seek product-focused engineers with experience building distributed systems at scale.
• Experience with test-driven development is preferred.
• Comfort operating in uncertainty and rapid change.
• Collaborative problem-solving skills and fintech mindset are valued.

Responsibilities

• Ship great products and design reliable, scalable microservices.
• Own services end-to-end from conception to production monitoring.
• Collaborate with product, design, and data experts to shape solutions.
• Solve real financial problems for millions of customers.
• Work on distributed systems processing thousands of transactions daily.
• Build resilient services that handle peoples money.
• Create experiences that simplify traditionally complex financial products.

Skills

Product-focused engineering

Distributed systems

Test-driven development

Collaborative problem solving

Kotlin

Kafka

Kubernetes

Docker

AWS Aurora Postgres

fintech experience

Tools

Kotlin

Kafka

Kubernetes

Docker

AWS Aurora Postgres

Java

Job description

Salary: £69,000 - 109,000 per year

Requirements:

• We are looking for product-focused engineering skills and a strong engineering mindset.
• We value experience building distributed systems at scale.
• We look for test-driven development practices.
• We value comfort operating in uncertainty and rapid change.
• We look for collaborative problem-solving skills.
• Experience with Kotlin, Kafka, Kubernetes, Docker, AWS Aurora Postgres, and similar modern technologies is useful.
• Fintech or banking experience is a bonus, but we value problem-solvers from all backgrounds.

Responsibilities:

• We ship great products, not just superb code.
• We design and build modern, reliable, scalable microservices.
• We own our services end-to-end, from conception to production monitoring.
• We collaborate directly with product, design, and data experts to shape solutions.
• We solve real financial problems for millions of customers.
• We work on distributed systems processing thousands of transactions daily.
• We build resilient services that handle peoples money.
• We create experiences that make traditionally complex financial products feel simple.

Technologies:

• AI
• AWS
• Docker
• Support
• Kafka
• Kotlin
• Kubernetes
• microservices
• Cloud
• Java

More:

We are Zopa, founded in 2005 and launched as Zopa Bank in 2020, building a new era of banking that listens to what customers do not like about finance and does the opposite. We are proud of our achievements, including being named in the top three UKs Most Loved Workplaces, and we value unconventional thinking, outsized impact, and a people-first culture. This is a permanent hybrid role in our London Engineering Cards Engineering team, with face-to-face collaboration in our London office 2-3 days a week. We support flexible working, including the option to work from abroad for up to 120 days a year, subject to the right to work in the country of choice. We are committed to diversity, reasonable adjustments, and a workplace free from discrimination, and we expect AI fluency as part of how we work.

last updated 36 week of 2026