Senior Investment Analyst – Hybrid, Advanced Modelling

Midland Credit Management, an Encore Capital Group Company; Greater London; Hybrid; GBP 40,000 - 70,000; Full time

Benefits offered by this job

Discounts & cash back on high street

Private health insurance

Generous bonus scheme

Job summary

Cabot Credit Management in the United Kingdom is seeking an Investment Analyst to support the UK Investment Team with pricing, valuation, and data-driven analysis across our portfolio. The role involves building financial models, portfolio valuation support, and contributing to investment decision materials in a collaborative environment.

The ideal candidate has 1-5 years’ experience, strong numerical skills, and exposure to Python/SQL/VBA.

Qualifications

• Degree in a quantitative or analytical discipline such as finance, economics, mathematics, or engineering.
• 1-5 years’ experience in a financial, analytical, or investment-related role.
• Strong numerical and analytical skills with a solid understanding of financial modelling and valuation fundamentals.
• Experience working with large datasets and high proficiency in Excel, Word, and PowerPoint.
• Exposure to Python, SQL, or VBA.
• Able to communicate analytical insights clearly and work collaboratively across teams.

Responsibilities

• Build and maintain financial models to support pricing, valuation, and portfolio analysis.
• Apply valuation techniques including discounted cash flow modelling, return metrics (IRR, ROIC, NPV), and scenario and sensitivity analysis.
• Support loan and portfolio valuations using financial, credit risk, and data-driven approaches.
• Analyse large datasets to inform pricing, forecasting, and recovery assumptions, ensuring accuracy and consistency of inputs.
• Prepare clear, well-structured analysis and materials for investment discussions and committees.
• Contribute to the development of automated modelling and pricing tools, using Python, SQL, VBA, and Azure where appropriate.
• Work closely with senior analysts and investment managers to deliver high-quality outputs on time, maintaining strong governance, documentation, and confidentiality standards.

Skills

Financial modelling

Valuation methods

Data analysis

Communication

Education

Degree in finance/economics/math/engineering

Tools

Excel

Word

PowerPoint

Python

SQL

VBA

Azure

Job description

Cabot Credit Management in the United Kingdom is seeking an Investment Analyst to support the UK Investment Team with pricing, valuation, and data-driven analysis across our portfolio. The role involves building financial models, portfolio valuation support, and contributing to investment decision materials in a collaborative environment.

The ideal candidate has 1-5 years’ experience, strong numerical skills, and exposure to Python/SQL/VBA.