Senior Investment Analyst

Encore Capital Group; Greater London; Hybrid; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Bonus scheme

Private health insurance

Employee discounts & cash back

Job summary

Cabot Credit Management is seeking an Investment Analyst to support the UK Investment Team with pricing, valuation, and data‑driven analysis across the portfolio. The role involves building financial models, valuing portfolios, and producing materials for major investment decisions.

With 1–5 years’ experience, you will gain hands‑on exposure to modelling, automation, and portfolio management in a collaborative environment, with a hybrid working setup from London or Kent and a competitive salary

Qualifications

• Must have 1–5 years’ experience in a financial/analytical/investment role.
• Strong numerical and analytical skills with a solid understanding of financial modelling and valuation fundamentals.
• Experience handling large datasets and proficiency in Office tools; exposure to Python/SQL/VBA is desirable.

Responsibilities

• Build and maintain financial models to support pricing, valuation, and portfolio analysis.
• Apply core valuation techniques including DCF, IRR, ROIC, NPV, and scenario/sensitivity analysis.
• Support loan and portfolio valuations using financial, credit risk, and data-driven approaches.
• Analyse large datasets to inform pricing, forecasting, and recovery assumptions, ensuring accuracy of inputs.
• Prepare clear, well-structured analyses and materials for investment discussions and committees.
• Contribute to the development of automated modelling and pricing tools using Python, SQL, VBA, and Azure where appropriate.
• Work closely with senior analysts and investment managers to deliver high-quality outputs on time with governance and confidentiality.

Skills

Numerical ability

Analytical thinking

Communication of insights

Education

Degree in finance, economics, mathematics, or engineering

Tools

Excel

Python

SQL

VBA

Job description

We are seeking an Investment Analyst to support the UK Investment Team in delivering high‑quality pricing, valuation, and data‑driven analysis across our portfolio at Cabot Credit Management.

This role will involve building and maintaining financial models, supporting portfolio valuation, analysing large datasets, and contributing to the preparation of materials for key investment decisions. It offers an excellent opportunity for a candidate with 1–5 years’ experience to develop strong financial modelling expertise while gaining hands‑on exposure to investment analysis, workflow automation, and portfolio management within a collaborative investment environment.

What you can expect as an Senior Investment Analyst:

• Permanent

• Hybrid role – from either our office in Kent (Kings Hill), or London (Cannon Street).

Not only are we offering a competitive salary and a fantastic bonus scheme, you’ll also be entitled to loads of great benefits including, discount and cash back on hundreds of high‑street shops and private health insurance, plus much more.

Key responsibilities include:

• Build and maintain financial models to support pricing, valuation, and portfolio analysis.

• Apply core valuation techniques including discounted cash flow modelling, return metrics (IRR, ROIC, NPV), and scenario and sensitivity analysis.

• Support loan and portfolio valuations using financial, credit risk, and data‑driven approaches.

• Analyse large datasets to inform pricing, forecasting, and recovery assumptions, ensuring accuracy and consistency of inputs.

• Prepare clear, well‑structured analysis and materials for investment discussions and committees.

• Contribute to the development of automated modelling and pricing tools, using Python, SQL, VBA, and Azure where appropriate.

• Work closely with senior analysts and investment managers to deliver high‑quality outputs on time, maintaining strong governance, documentation, and confidentiality standards.

We are looking for someone with:

• Degree in a quantitative or analytical discipline such as finance, economics, mathematics, or engineering.

• 1–5 years’ experience in a financial, analytical, or investment‑related role.

• Strong numerical and analytical skills with a solid understanding of financial modelling and valuation fundamentals.

• Experience working with large datasets and high proficiency in Excel, Word, and PowerPoint.

• Exposure to Python, SQL, or VBA.

• Able to communicate analytical insights clearly and work collaboratively across teams.

What happens next?

Working for Cabot:

You’ll be working for an award winning; Investors in People Gold accredited organisation. We’re passionate about the ethical treatment of our customers and employees. Our mission is to create pathways to economic freedom. Our vision is to make credit accessible by partnering with our consumers to restore their financial health.

Diversity and inclusion

are very important to us at Cabot, and we value a multitude of diverse talent within our business. We want everyone to be themselves at work and encourage a culture that includes everyone. Our policies ensure that every candidate and employee are treated fairly and with equal opportunities.

**At Cabot we are highly regulated by our clients, as such, any successful candidates will have to undergo a basic credit check and criminal background check. Please note that we are unable to proceed to interview stage if a CCJ, IVA or Bankruptcy appears on a credit file, or if you do not have full right to work in the UK – we are unfortunately unable to offer sponsorship.