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Cardiff is hiring a senior full-stack engineer who is genuinely AI-native to own end-to-end delivery across a portfolio of high-leverage projects. You will work directly with our Lead AI Architect on architecture, system design, and the evolution of Cardiff's AI platform, shipping fast with real customer impact.
You have shipped production features using Claude Code, Codex, or Cursor, and you are comfortable across Python, modern JS/TS, SQL, REST/GraphQL, and cloud deployment.
Cardiff lends to small businesses. Since 2004 we’ve funded more than $12.4 billion across the country, to businesses in logistics, healthcare, construction, professional services, and plenty in between. We’re building our own underwriting technology, and we still answer the phone; our customers need capital fast, and they want a straight answer from a person who can actually help.
We're hiring a senior full-stack engineer who is genuinely AI-native. Someone who treats Claude Code, Codex, Cursor, and the modern tooling stack as a force multiplier and ships at velocities that weren't possible 18 months ago.
This is not a role for someone who uses AI tools to assist their existing workflow. It's for someone who has rebuilt their workflow around these tools and ships full features in days where traditional teams ship in weeks.
You'll own execution end-to-end on a portfolio of high-leverage projects, working directly with our Lead AI Architect on system design and architecture across Cardiff's AI platform.
We care less about the brand on your resume than what you've shipped in the last 90 days. A self-taught engineer with a GitHub full of working AI-native projects beats a 15-year veteran just starting to explore these tools.
Show us the work.
Cardiff is an equal opportunity employer. We hire for talent, velocity, and judgment.