Senior FP&A Analyst: Strategic Forecasting & Insight

Zopa; Greater London; Hybrid; GBP 75,000 - 110,000; Full time

Benefits offered by this job

Flexible working

Hybrid work model

Work from abroad up to 120 days a year

Job summary

Zopa is seeking a Senior FP&A Analyst to drive forward‑looking planning, forecasting and scenario modelling for a growing bank. You will partner with Finance, Risk and Product to translate drivers into credible forecasts and provide decision-ready insights for senior leadership.

The role offers hybrid working with London office days and opportunities to use AI tools to streamline planning and analytical outputs. A strong finance background in banking or consumer finance is preferred.

Qualifications

• Strong financial analysis experience, ideally in retail banking or consumer finance, with a focus on forward‑looking planning, forecasting and scenario analysis.
• Ability to translate commercial, economic and operational drivers into clear, credible financial forecasts and projections.
• Comfortable interpreting financial information across P&L, balance sheet, product performance, capital, liquidity and risk.
• Working knowledge of credit risk, impairment forecasting or IFRS 9, with the ability to understand how credit performance and impairment assumptions affect financial performance.
• Able to identify financial risks and opportunities, and explain the implications for business performance, planning and capital decisions.
• Clear communicator, able to turn complex financial information into concise insight for senior and cross‑functional stakeholders.
• Strong stakeholder‑management skills, with the ability to build trust, gather inputs and challenge assumptions constructively across Finance and the wider business.
• Comfortable working through structured, recurring planning processes while also responding flexibly to ad hoc analysis, projects and strategic initiatives.
• Continuous‑improvement mindset, able to improve processes, strengthen outputs and use AI tools to work more effectively.

Responsibilities

• Play a key role in forward‑looking planning activities, turning commercial, economic and operational drivers into robust forecasts.
• Deliver budgets, long‑term plans and scenario analysis to support capital and strategic decision‑making.
• Analyse risks, opportunities and implications within forecasts and plans, drawing out key insights and actions.
• Collaborate with FP&A, Product, Treasury, Credit Strategy, Valuations, Impairments and teams across the business to monitor performance and challenge assumptions.
• Prepare clear, decision‑ready analysis, commentary and presentations for senior stakeholders and committees.
• Improve FP&A processes, forecasting models, Anaplan outputs, and leverage AI to enhance planning efficiency.

Skills

Financial analysis

Forecasting

Stakeholder management

IFRS 9 knowledge

Tools

Anaplan

Job description

Zopa is seeking a Senior FP&A Analyst to drive forward‑looking planning, forecasting and scenario modelling for a growing bank. You will partner with Finance, Risk and Product to translate drivers into credible forecasts and provide decision-ready insights for senior leadership.

The role offers hybrid working with London office days and opportunities to use AI tools to streamline planning and analytical outputs. A strong finance background in banking or consumer finance is preferred.