Senior Exposure & Portfolio Risk Analyst (Flexible Hours)

Zurich 56 Company Ltd; Birmingham; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Annual bonus

Private medical insurance

Pension and life cover

Job summary

Zurich UK is seeking a Senior Exposure Management Analyst to shape risk insights across natural catastrophe, casualty and emerging exposures. You will develop Realistic Disaster Scenarios and stress tests, supporting underwriting and governance decisions.

You will work with Underwriting to optimise portfolios, validate models, and drive data quality improvements. The role offers flexible hours, hybrid/remote options, and a focus on strategic portfolio decisions.

Qualifications

• Strong experience within Exposure Management, Catastrophe Modelling, Portfolio Analytics, Capital Modelling or a related insurance risk discipline.
• Experience analysing exposure and accumulation risk across one or more insurance portfolios.
• Strong understanding of catastrophe models, scenario analysis and stress testing methodologies.
• Ability to translate technical modelling outputs into clear business recommendations for underwriting and senior stakeholders.
• Experience handling large datasets and developing analytical solutions using SQL, Python, Power BI or equivalent.
• Understanding of exposure data structures, portfolio monitoring techniques and data quality management.
• Interest in emerging risks, climate risk, casualty accumulations and evolving catastrophe management practices.
• Strong communication and stakeholder management skills with the confidence to challenge, influence and present findings to senior audiences.

Responsibilities

• Support the development of Zurich's view of risk across natural catastrophe, casualty, terrorism, climate and emerging risk exposures.
• Develop, assess and enhance Realistic Disaster Scenarios (RDS), stress tests and portfolio risk assessments to support underwriting, capital and governance decisions.
• Deliver portfolio exposure analysis and commentary, providing clear insights into exposure concentrations, accumulation drivers, portfolio resilience and emerging risk trends.
• Partner with Underwriting teams to support portfolio optimisation decisions and risk-adjusted growth opportunities.
• Challenge and validate catastrophe models, exposure assumptions and scenario outputs to ensure robust risk assessment.
• Drive improvements in exposure data quality, coverage and governance, working closely with business and data stakeholders.
• Support event response activities by assessing potential portfolio impacts from major catastrophe and non-catastrophe events.
• Lead development of enhanced reporting and analytical capabilities, leveraging automation, modern data solutions and evolving technology platforms.
• Research emerging industry developments, market practices and regulatory expectations to continuously evolve Exposure Management capabilities.
• Act as a trusted technical advisor for exposure management topics across the business.

Skills

Exposure Management

Catastrophe Modelling

Portfolio Analytics

Capital Modelling

Risk analytics

Stakeholder communication

Tools

SQL

Python

Power BI

Job description

Zurich UK is seeking a Senior Exposure Management Analyst to shape risk insights across natural catastrophe, casualty and emerging exposures. You will develop Realistic Disaster Scenarios and stress tests, supporting underwriting and governance decisions.

You will work with Underwriting to optimise portfolios, validate models, and drive data quality improvements. The role offers flexible hours, hybrid/remote options, and a focus on strategic portfolio decisions.