Senior Data Scientist: Credit Risk & CLV Modelling

iwoca; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Job summary

iwoca is seeking a Senior Data Scientist to own credit risk and CLtV projects end to end in a hybrid role based in London or remote in the UK.

You'll shape how we model credit risk, guide multi-quarter projects, and push the team's technical bar. The role blends improving today's models with research that could replace them, and includes mentoring other data scientists and coaching junior colleagues.

Qualifications

• Background in statistics from a quantitative field and applied it to commercial problems.
• Ability to quantify uncertainty and treat calibration as a first-order concern.
• Experience building supervised ML models end to end—from exploration to deployment.

Responsibilities

• Own credit risk and CLtV projects end to end from inception to live operation.
• Review others' modelling choices and coach junior team members.
• Conduct research to push beyond current modelling approaches.
• Translate complex model outputs for business stakeholders.

Skills

Applied statistics

Probabilistic reasoning

Production ML

Judgement

Project leadership

AI leverage

Communication

Education

Statistics/Mathematics/Physics degree or Master's

Job description

iwoca is seeking a Senior Data Scientist to own credit risk and CLtV projects end to end in a hybrid role based in London or remote in the UK.

You'll shape how we model credit risk, guide multi-quarter projects, and push the team's technical bar. The role blends improving today's models with research that could replace them, and includes mentoring other data scientists and coaching junior colleagues.