Senior Credit Underwriter – Leicester – £55k plus bonus and benefits

Leasing Life; Leicester; On-site; GBP 55,000; Full time

Job summary

A rapidly growing lender based in Leicester is seeking an experienced Senior Credit Underwriter. This role involves underwriting and providing credit analytical support for new business and renewal activities. Candidates must have a minimum of three years' experience in commercial or asset finance lending, along with strong financial analysis skills. Enjoy a dynamic work environment with opportunities for progression and a competitive salary of £55k, plus bonus and benefits.

Qualifications

• Minimum three years of experience in commercial/asset finance lending.
• Proven skills in financial analysis within a Wholesale motor finance context.
• Experience with commercial law and regulations.

Responsibilities

• Provide underwriting and credit analytical support.
• Support Sales in identifying and pricing New Business prospects.
• Compile and analyze information for underwriting credit facilities.
• Conduct visits to Dealers for Credit Reviews and security discussions.
• Support during Dealer terminations to minimize losses.
• Assist with additional tasks related to the Credit Review process.
• Inform management of workflow delays.
• Offer professional credit risk management services.

Skills

Commercial/asset finance lending experience

Financial analysis skills

Interpreting commercial law and regulations

Ability to engage with staff and clients

Proficiency in MS Office (Excel & Word)

Job description

Senior Credit Underwriter – Leicester
£55k plus bonus and benefits
Great Career Progression Opportunities

Overview

Working for a growing lender we are seeking an experienced Asset or Corporate Finance Underwriter

Responsibilities

• Provide underwriting and other credit analytical support for standard New Business, Uplift and Flat Renewal activities.
• Support the Sales functions in its effort to identify and price-appropriate New Business prospects via credit analysis.
• Identification, compiling and analysis of such information as is required to underwrite a standard Wholesale credit facility via a Credit Review.
• Visit Dealers as required in order to perform activities such as developing Credit Reviews, discussing security requirements or other purposes relevant to the performance of the role.
• Provide such support as may be required during Dealer terminations in order to close the accounts efficiently and with minimum exposure or loss to the company.
• Perform any other additional work to support the Credit Review process, as advised by the Senior Wholesale Credit Underwriter.
• Keep internal management and other relevant personnel informed of delays in your workflow including the completion of Credit Reviews.
• Support the Dealer experience by providing professional credit risk management services.

Skills and Experience – Credit Underwriter

• Three years of experience within commercial/assetfinance lending
• Proven skills in the financial analysis of accounts in a Wholesale motor finance context.
• Experience in interpreting commercial law and regulations in a compliant but practical way.

Personal Attributes – Credit Underwriter

• Able to apply a structured and flexible approach in a dynamic, expanding business environment.
• Comfortable engaging with staff at all levels within the company and clients
• Enjoys working both collaboratively and autonomously, and applying initiative.
• Is used to deliver independent analysis alongside supporting commercial demands.
• Proficiency in MS Office (Excel & Word).